Polk County, NC: Foreclosures, Tax Liens & Distressed Properties
Polk County, NC, North Carolina: 7 ZIP codes scored, Polk County, NC averaging 27/100 (low, Polk, NC), from 25 to 29. Polk County, NC is in its peak phase (Polk, NC confidence 22/100): Polk, NC home prices up 2.8% (Polk, NC) over twelve months. Polk County, NC lender headwind: 30/100.
Highest-scoring Polk County, NC ZIPs: 28139 (29/100), 28792 (28/100), 28722 (27/100), 28731 (27/100), 28756 (27/100), 28782 (27/100). Also scored in Polk County, NC: 28773.
Across Polk County, NC's scored ZIPs: median home value $323,543, household income $57,410, 19.3% vacancy, 15.6% poverty, 76% owner-occupied, median age 51.1.
Polk County, NC insurance distress 92/100 (#79 in the US); FEMA hazard 89/100 for Polk, NC; 8 federal disaster declarations in Polk County, NC since 2023; 31 Polk, NC NFIP flood claims, $3.4M paid; Polk, NC construction distress 50/100.
2 banks with 3 branches lend in Polk County, NC; Polk, NC weighted bank stress 56/100, highest 71/100 in Polk, NC.
Polk County, NC unemployment 3.1% (Polk, NC -0.3 pts, six months); 134 new housing units permitted in Polk County, NC over twelve months, Polk, NC down 11% from 150; Polk, NC home prices +13.6% a year (Polk, NC) over three years.
11,042 housing units in Polk County, NC; 2,038 Polk, NC renter households; 40% of Polk, NC renters spend 30%+ of income on rent, 19% (Polk, NC) half or more.
Polk County, NC ranks #965 nationally on the opportunity index (Polk, NC, among all ranked counties); Polk, NC scores 31.3/100 and Polk, NC sits #50 inside North Carolina. Polk, NC is in the early_signal opportunity phase; Polk, NC's primary driver is vacancy, Polk, NC second driver construction; Polk, NC moved down 254 places. 2 short-sale listings across Polk, NC; 60 days on market observed in Polk, NC; 19.7% vacancy over 7 Polk, NC ZIPs.
No CFPB county sample covers Polk County, NC. The non-metro area reading for Polk, NC: 1.3% ninety-plus days late; Polk, NC's thirty-to-eighty-nine share is 3.4% (Polk, NC, December 2025 data); North Carolina overall 0.9%.
Polk County, NC has 2 watched banks; 2 Polk, NC banks sit in an elevated band. Polk, NC footprints: Hometrust Bank (2 branches, stress 49) in Polk, NC; First-Citizens Bank&Trust Co (1 branch, stress 71) in Polk, NC.
HUD lists 1 assisted multifamily property in Polk County, NC with 44 units; 44 Polk, NC units are assisted, 1 Polk, NC properties under project-based Section 8.
2,066 of the 11,042 housing units in Polk, NC sit vacant. Polk County, NC permitted 0 multifamily units in twelve months; Polk, NC's one-to-four unit structures added 134 units in Polk County, NC.