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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 28722 Foreclosure, Tax-Lien & Distress Report

Polk County, North Carolina · High Vacancy market

Polk County, North Carolina's ZIP 28722 registers 26/100 composite distress, which DLRadar reads as low. Its standout signals are institutional ownership (70/100), structural risk (58/100), construction/permit lag (45/100). By contrast, mortgage stress (29/100) register low. The split runs 58/100 structural to 9/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (91/100).

The market reads peak — home values rose 2.8% year on year, and 22% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 46% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. Population is roughly 5,998 with a median age of 52. Home values center near $307,300, an affordability ratio of 4.6×. At $60,774, median income runs below typical U.S. levels. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 3,224 housing units. The demographic-stress sub-score lands at 35/100. The poverty rate is 11.9%. The vacancy rate is 14.9% — elevated.

Taken together, 28722 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28722's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 28722 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 28722's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28722 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

26/100
Composite stress
58/100
Structural risk
9/100
Distress activity

Distress signal breakdown — ZIP 28722

Foreclosure activity0
Mortgage stress29
Climate / FEMA risk32
Another 9 scored dimensions sit behind 28722

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

28722 at a glance

The live 28722 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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See every distressed parcel in 28722

Every distressed parcel in 28722 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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