ZIP 28722 Foreclosure, Tax-Lien & Distress Report

Polk County, North Carolina's ZIP 28722 registers 27/100 composite distress, which DLRadar reads as low. Its standout signals are institutional ownership (68/100), construction/permit lag (61/100), structural risk (61/100). By contrast, mortgage stress (29/100) register low. The split runs 61/100 structural to 9/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (88/100).

The market reads peak — home values rose 2.8% year on year, and 22% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 46% of renters are cost-burdened. Educational attainment sits at 31% bachelor's-or-above. Population is roughly 5,998 with a median age of 52. Home values center near $307,300, an affordability ratio of 4.6×. At $60,774, median income runs below typical U.S. levels. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 3,224 housing units. The demographic-stress sub-score lands at 35/100. The poverty rate is 11.9%. The vacancy rate is 14.9% — elevated.

Taken together, 28722 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 28722's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 28722 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 28722's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28722 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.