ZIP 28722 Property Distress & Foreclosure Data

ZIP code 28722 in Polk County, North Carolina carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (71/100), structural risk (60/100), construction/permit lag (51/100). On the quiet end sit mortgage stress (29/100). On the structural side it scores 60/100, with 9/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100)).

The expansion-phase market in 28722 posted values that rose 5.5% over the year, and 22% higher over three years (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Around 46% of renters are cost-burdened. About 31% have a four-year degree. Population is roughly 5,998 with a median age of 52. A median home runs $307,300 here, or 4.6 times local income. Households earn a median $60,774 — below the roughly $78,000 national figure. The tenure split is 68% owner-occupied to 32% rented. The ZIP holds roughly 3,224 housing units. On demographic stress specifically, 28722 scores 35/100. Roughly 11.9% live below the poverty line. The vacancy rate is 14.9% — elevated.

On the whole, 28722 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.