ZIP 28756 Property Distress & Foreclosure Data

DLRadar grades ZIP 28756 (Polk County, North Carolina) at a low 26/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), FEMA disaster exposure (93/100). Property-level stress concentrates in institutional ownership (71/100), structural risk (60/100), construction/permit lag (51/100). mortgage stress (29/100) stay muted. Structural risk reads 60/100 against active distress of 9/100.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

4,468 residents call 28756 home, typically aged 46. At $54,112, median income runs below typical U.S. levels. The typical home is worth about $277,600 (5.1× income). The demographic-stress sub-score lands at 37/100. 80% of housing is owner-occupied. Around 19% of adults hold a bachelor's degree or higher. There are about 2,444 housing units across 28756. The poverty rate is 16.5% — high, a tax-stress and distress correlate. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households.

Taken together, 28756 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.