ZIP 28043 Foreclosure, Tax-Lien & Distress Report

In Rutherford County, North Carolina, ZIP 28043 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its heaviest discrete signals: structural risk (70/100), institutional ownership (67/100), construction/permit lag (54/100). By contrast, mortgage stress (28/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (69/100). On the structural side it scores 70/100, with 8/100 of stress already active.

The market reads peak — home values rose 1.9% year on year, and 15% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 23.8% — high, a tax-stress and distress correlate. Educational attainment sits at 18% bachelor's-or-above. Median household income is $41,746, below the U.S. median near $78,000. Rent burden reaches 39% of tenant households. Population is roughly 20,896 with a median age of 40. The typical home is worth about $175,400 (4.2× income). 64% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 12.9% — elevated. The ZIP holds roughly 9,556 housing units.

Net-net, 28043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 28043 at the moment; the composite and its components are still built from verifiable public records.

Whether 28043 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 28043 can be compared directly against any other ZIP in Rutherford County, North Carolina or nationwide. Where the public record is thin for 28043, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 28043 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 28043 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.