ZIP 28043 Property Distress & Foreclosure Data

In Rutherford County, North Carolina, ZIP 28043 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (68/100), structural risk (60/100), mortgage stress (28/100). By contrast, mortgage stress (28/100) and construction/permit lag (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (88/100), climate & FEMA risk (69/100). On the structural side it scores 60/100, with 8/100 of stress already active.

The market reads peak — home values rose 3.2% year on year, and 15% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

23.8% of residents fall below the poverty threshold. Educational attainment sits at 18% bachelor's-or-above. Median household income is $41,746, below the U.S. median near $78,000. Around 39% of renters are cost-burdened. About 20,896 people live here, median age 40. Home values center near $175,400, an affordability ratio of 4.2×. Owners hold 64% of homes, renters 36%. DLRadar's demographic-stress index for the area reads 37/100. The vacancy rate is 12.9% — elevated. The ZIP holds roughly 9,556 housing units.

Net-net, 28043 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.