Rutherford County, NC: Foreclosures, Tax Liens & Distressed Properties

Rutherford County, NC, North Carolina: 18 ZIP codes scored, Rutherford County, NC averaging 30/100 (moderate, Rutherford, NC), from 27 to 30. Rutherford County, NC is in its peak phase (Rutherford, NC confidence 18/100): Rutherford, NC home prices up 1.9% (Rutherford, NC) over twelve months. Rutherford County, NC lender headwind: 34/100.

Highest-scoring Rutherford County, NC ZIPs: 28018 (30/100), 28019 (30/100), 28024 (30/100), 28040 (30/100), 28043 (30/100), 28074 (30/100). Also scored in Rutherford County, NC: 28076, 28114, 28160, 28167, 28720, 28746, 28020, 28139, 28150, 28752.

Across Rutherford County, NC's scored ZIPs: median home value $245,243, household income $53,663, 19.6% vacancy, 19.1% poverty, 78% owner-occupied, median age 48.5.

Rutherford County, NC insurance distress 86/100 (#210 in the US); FEMA hazard 78/100 for Rutherford, NC; 6 federal disaster declarations in Rutherford County, NC since 2023; 50 Rutherford, NC NFIP flood claims, $6.7M paid; Rutherford, NC construction distress 46/100.

9 banks with 10 branches lend in Rutherford County, NC; Rutherford, NC weighted bank stress 58/100, highest 71/100 in Rutherford, NC.

Rutherford County, NC unemployment 4.1% (Rutherford, NC -0.5 pts, six months); 257 new housing units permitted in Rutherford County, NC over twelve months, Rutherford, NC up 4% from 246; Rutherford, NC home prices +12.8% a year (Rutherford, NC) over three years.

32,775 housing units in Rutherford County, NC; 6,890 Rutherford, NC renter households; 37% of Rutherford, NC renters spend 30%+ of income on rent, 20% (Rutherford, NC) half or more.

Rutherford County, NC ranks #880 nationally on the opportunity index (Rutherford, NC, among all ranked counties); Rutherford, NC scores 31.7/100 and Rutherford, NC sits #45 inside North Carolina. Rutherford, NC is in the watchlist opportunity phase; Rutherford, NC's primary driver is vacancy, Rutherford, NC second driver construction; Rutherford, NC moved up 401 places. 12 short-sale listings across Rutherford, NC; 105 days on market observed in Rutherford, NC; 16.0% vacancy over 18 Rutherford, NC ZIPs.

No CFPB county sample covers Rutherford County, NC. The non-metro area reading for Rutherford, NC: 1.3% ninety-plus days late; Rutherford, NC's thirty-to-eighty-nine share is 3.4% (Rutherford, NC, December 2025 data); North Carolina overall 0.9%.

Rutherford County, NC has 2 watched banks; 2 Rutherford, NC banks sit in an elevated band. Rutherford, NC footprints: Truist Bank (2 branches, stress 62) in Rutherford, NC; First-Citizens Bank&Trust Co (1 branch, stress 71) in Rutherford, NC.

HUD lists 4 assisted multifamily properties in Rutherford County, NC with 125 units; 125 Rutherford, NC units are assisted, 1 Rutherford, NC properties under project-based Section 8.

6,133 of the 32,775 housing units in Rutherford, NC sit vacant. Rutherford County, NC permitted 0 multifamily units in twelve months; Rutherford, NC's one-to-four unit structures added 257 units in Rutherford County, NC.