ZIP 28073 Foreclosure, Tax-Lien & Distress Report

ZIP 28073's composite property-distress score is 31/100 - DLRadar classes that as moderate for Cleveland County, North Carolina. Structurally it carries 68/100, against 8/100 of stress already in motion. Its standout signals are structural risk (68/100), institutional ownership (63/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (78/100), climate & FEMA risk (70/100).

The market reads peak — home values rose 1.9% year on year, and 60% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $157,900, an affordability ratio of 2.3× — accessible. Households earn a median $55,466 — below the roughly $78,000 national figure. About 6,246 people live here, median age 41. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. There are about 2,746 housing units across 28073. Rent burden reaches 25% of tenant households. Owners hold 69% of homes, renters 31%. Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The poverty rate is 23.1% — high, a tax-stress and distress correlate.

Taken together, 28073 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 28073 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 28073 stays directly comparable to neighboring ZIPs and the rest of Cleveland County, North Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 28073 shows blanks, not estimates, wherever the record is sparse.

Behind 28073's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 28073 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.