ZIP 28089 Foreclosure, Tax-Lien & Distress Report

Cleveland County, North Carolina's ZIP 28089 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (78/100), climate & FEMA risk (70/100). The split runs 68/100 structural to 8/100 active on the ground. The sharpest non-environmental signals are structural risk (68/100), institutional ownership (63/100), construction/permit lag (57/100). mortgage stress (25/100) stay muted.

The peak-phase market in 28089 posted values that rose 1.9% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $187,500. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Median household income is $76,250, near the U.S. median near $78,000. Rent burden reaches 100% of tenant households. There are about 30 housing units across 28089. About 40% have a four-year degree. Vacancy runs 48.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 28089 scores 44/100. 79% of housing is owner-occupied. About 141 people live here, median age 20.

Taken together, 28089 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28089 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 28089 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 28089, the field stays empty rather than modeled, and fills in as new documents post.

28089's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 28089 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.