ZIP 28089 Property Distress & Foreclosure Data

In Cleveland County, North Carolina, ZIP 28089 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (79/100), climate & FEMA risk (70/100)). The latent-versus-live split is 66/100 structural and 8/100 already moving. Its standout signals are structural risk (66/100), institutional ownership (65/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (25/100).

The peak-phase market in 28089 posted values that rose 3.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $187,500 here. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $76,250 — near the roughly $78,000 national figure. Around 100% of renters are cost-burdened. The ZIP holds roughly 30 housing units. About 40% have a four-year degree. The vacancy rate is 48.1% — elevated. On demographic stress specifically, 28089 scores 44/100. The tenure split is 79% owner-occupied to 21% rented. Population is roughly 141 with a median age of 20.

On the whole, 28089 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.