ZIP 28650 Property Distress & Foreclosure Data

ZIP code 28650 in Catawba County, North Carolina carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (72/100), institutional ownership (66/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (25/100). The latent-versus-live split is 72/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (84/100), climate & FEMA risk (80/100)).

The peak-phase market in 28650 posted values that rose 1.6% over the year, and 20% higher over three years (phase confidence 45/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 5,244 housing units. Roughly 10.6% live below the poverty line. The vacancy rate is 7.7%. The tenure split is 83% owner-occupied to 17% rented. Around 16% of renters are cost-burdened. About 19% have a four-year degree. A median home runs $229,000 here, or 2.9 times local income. On demographic stress specifically, 28650 scores 25/100. Households earn a median $71,784 — near the roughly $78,000 national figure. Population is roughly 13,082 with a median age of 42.

On balance 28650 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.