ZIP 28650 Foreclosure, Tax-Lien & Distress Report
Catawba County, North Carolina · Distress market
ZIP code 28650 in Catawba County, North Carolina carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (67/100), institutional ownership (64/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (25/100) stay muted. The split runs 67/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), FEMA disaster exposure (84/100), climate & FEMA risk (80/100).
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 20% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 5,244 housing units. Roughly 10.6% live below the poverty line. The vacancy rate is 7.7%. Owners hold 83% of homes, renters 17%. Around 16% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. Home values center near $229,000, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 25/100. At $71,784, median income runs near typical U.S. levels. Population is roughly 13,082 with a median age of 42.
Net-net, 28650 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 28650 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 28650 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 28650, the field stays empty rather than modeled, and fills in as new documents post.
The 30/100 for 28650 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 28650 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 28650
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 28650 by the numbers
28650 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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See every distressed parcel in 28650
Every distressed parcel in 28650 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology