ZIP 28650 Foreclosure, Tax-Lien & Distress Report
Catawba County, North Carolina · Distress market
ZIP code 28650 in Catawba County, North Carolina carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are structural risk (65/100), institutional ownership (60/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (25/100) stay muted. The split runs 65/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (80/100), FEMA disaster exposure (78/100).
Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 20% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 5,244 housing units. Roughly 10.6% live below the poverty line. The vacancy rate is 7.7%. Owners hold 83% of homes, renters 17%. Around 16% of renters are cost-burdened. Around 19% of adults hold a bachelor's degree or higher. Home values center near $229,000, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 25/100. At $71,784, median income runs near typical U.S. levels. Population is roughly 13,082 with a median age of 42.
Net-net, 28650 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 28650 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 28650 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 28650, the field stays empty rather than modeled, and fills in as new documents post.
The 29/100 for 28650 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 28650 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 28650
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 28650 by the numbers
28650 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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See every distressed parcel in 28650
Every distressed parcel in 28650 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology