ZIP 28689 Foreclosure, Tax-Lien & Distress Report

ZIP 28689's composite property-distress score is 30/100 - DLRadar classes that as moderate for Iredell County, North Carolina. Environmental exposure also runs high (FEMA disaster exposure (92/100), climate & FEMA risk (74/100)). Structurally it carries 64/100, against 6/100 of stress already in motion. Its standout signals are construction/permit lag (72/100), structural risk (64/100), institutional ownership (56/100). On the quiet end sit mortgage stress (22/100).

Prices here sit in a peak phase: values rose 1.5% over the trailing year (phase confidence 17/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 14.4%. The tenure split is 76% owner-occupied to 24% rented. Around 14% of adults hold a bachelor's degree or higher. Around 16% of renters are cost-burdened. 2,525 residents call 28689 home, typically aged 45. DLRadar's demographic-stress index for the area reads 27/100. At $67,643, median income runs below typical U.S. levels. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 876 housing units. A median home runs $157,100 here, or 2.4 times local income.

On the whole, 28689 leans distressed, with opportunity clustered in specific stressed parcels. 28689 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 28689's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 28689 reflects the current record instead of a stale or modeled snapshot.

Behind 28689's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 28689 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.