ZIP 28665 Property Distress & Foreclosure Data

In Wilkes County, North Carolina, ZIP 28665 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). On the quiet end sit construction/permit lag (36/100) and mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100)). The latent-versus-live split is 69/100 structural and 8/100 already moving.

The peak-phase market in 28665 posted values that rose 3.2% over the year, and 27% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28665 scores 38/100. Around 46% of renters are cost-burdened. Households earn a median $42,347 — below the roughly $78,000 national figure. Population is roughly 2,708 with a median age of 48. The vacancy rate is 31.1% — elevated. About 11% have a four-year degree. Roughly 21.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,376 housing units. The tenure split is 80% owner-occupied to 20% rented. A median home runs $167,400 here, or 3.9 times local income.

On the whole, 28665 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.