ZIP 28665 Foreclosure, Tax-Lien & Distress Report

In Wilkes County, North Carolina, ZIP 28665 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (78/100), construction/permit lag (74/100), institutional ownership (69/100). By contrast, mortgage stress (27/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). Latent structural risk is 78/100 while live distress already moving reads 8/100.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, and 27% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 28665 scores 38/100. Rent burden reaches 46% of tenant households. Median household income is $42,347, below the U.S. median near $78,000. 2,708 residents call 28665 home, typically aged 48. Vacancy runs 31.1%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 11% bachelor's-or-above. Roughly 21.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 1,376 housing units. 80% of housing is owner-occupied. The typical home is worth about $167,400 (3.9× income, relatively affordable).

Net-net, 28665 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 28665 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 28665's 35/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 28665 shows blanks, not estimates, wherever the record is sparse.

The 35/100 figure for 28665 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28665 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.