ZIP 28670 Foreclosure, Tax-Lien & Distress Report

ZIP code 28670 in Wilkes County, North Carolina carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic distress index. Property-level stress concentrates in structural risk (76/100), construction/permit lag (71/100), institutional ownership (66/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (79/100). The split runs 76/100 structural to 8/100 active on the ground.

Prices here sit in a peak phase: values rose 1.9% over the trailing year, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

11.8% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. At $47,266, median income runs below typical U.S. levels. About 14% have a four-year degree. On demographic stress specifically, 28670 scores 29/100. Population is roughly 2,173 with a median age of 53. There are about 1,014 housing units across 28670. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. 69% of housing is owner-occupied. The typical home is worth about $155,800 (3.4× income, relatively affordable).

Taken together, 28670 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28670 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 28670 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28670, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28670's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28670 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.