ZIP 28670 Property Distress & Foreclosure Data

DLRadar grades ZIP 28670 (Wilkes County, North Carolina) at a moderate 31/100 for overall property distress. Property-level stress concentrates in institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). On the structural side it scores 69/100, with 8/100 of stress already active.

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

11.8% of residents fall below the poverty threshold. Around 20% of renters are cost-burdened. Median household income is $47,266, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100. About 2,173 people live here, median age 53. The ZIP holds roughly 1,014 housing units. The vacancy rate is 14.3% — elevated. Owners hold 69% of homes, renters 31%. Home values center near $155,800, an affordability ratio of 3.4× — accessible.

Net-net, 28670 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.