ZIP 28621 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28621 (Surry County, North Carolina) at a low 28/100 for overall property distress. What sets it apart are the readings on structural risk (61/100), institutional ownership (56/100), construction/permit lag (55/100). By contrast, mortgage stress (22/100) register low. The split runs 61/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (74/100).

The peak-phase market in 28621 posted values that rose 1.9% over the year, and 31% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $54,481, median income runs below typical U.S. levels. There are about 4,843 housing units across 28621. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Rent burden reaches 36% of tenant households. Population is roughly 9,977 with a median age of 41. About 19% have a four-year degree. The vacancy rate is 13.1% — elevated. On demographic stress specifically, 28621 scores 30/100. Home values center near $159,000, an affordability ratio of 2.7× — accessible. 70% of housing is owner-occupied.

Taken together, 28621 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28621 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28621 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 28621 stays directly comparable to neighboring ZIPs and the rest of Surry County, North Carolina. Nothing here is interpolated — where a source is thin for 28621, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28621's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 28621 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.