ZIP 28621 Property Distress & Foreclosure Data

Composite property distress in 28621 (Surry County, North Carolina) lands at 28/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (57/100), construction/permit lag (47/100). mortgage stress (22/100) stay muted. The latent-versus-live split is 59/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (74/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 31% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $54,481, median income runs below typical U.S. levels. The ZIP holds roughly 4,843 housing units. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Around 36% of renters are cost-burdened. 9,977 residents call 28621 home, typically aged 41. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 13.1% — elevated. The demographic-stress sub-score lands at 30/100. The typical home is worth about $159,000 (2.7× income, relatively affordable). 70% of housing is owner-occupied.

Taken together, 28621 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.