Surry County, NC: Foreclosures, Tax Liens & Distressed Properties

Surry County, NC, North Carolina: 12 ZIP codes scored, Surry County, NC averaging 28/100 (low, Surry, NC), from 22 to 31. Surry County, NC is in its peak phase (Surry, NC confidence 18/100): Surry, NC home prices up 1.9% (Surry, NC) over twelve months. Surry County, NC lender headwind: 32/100.

Highest-scoring Surry County, NC ZIPs: 28621 (31/100), 28683 (31/100), 28676 (30/100), 27007 (29/100), 27017 (29/100), 27024 (29/100). Also scored in Surry County, NC: 27030, 27047, 27041, 27043, 27053, 28623.

Across Surry County, NC's scored ZIPs: median home value $196,175, household income $56,281, 14.8% vacancy, 14.1% poverty, 80% owner-occupied, median age 45.3.

Surry County, NC insurance distress 80/100 (#366 in the US); FEMA hazard 90/100 for Surry, NC; 8 federal disaster declarations in Surry County, NC since 2023; 6 Surry, NC NFIP flood claims, $25K paid; Surry, NC construction distress 50/100.

11 banks with 20 branches lend in Surry County, NC; Surry, NC weighted bank stress 53/100, highest 71/100 in Surry, NC.

Surry County, NC unemployment 3.3% (Surry, NC -0.1 pts, six months); 252 new housing units permitted in Surry County, NC over twelve months, Surry, NC up 3% from 245; Surry, NC home prices +14.4% a year (Surry, NC) over three years.

33,747 housing units in Surry County, NC; 7,832 Surry, NC renter households; 39% of Surry, NC renters spend 30%+ of income on rent, 16% (Surry, NC) half or more.

Surry County, NC ranks #2,055 nationally on the opportunity index (Surry, NC, among all ranked counties); Surry, NC scores 27.5/100 and Surry, NC sits #87 inside North Carolina. Surry, NC is in the weak opportunity phase; Surry, NC's primary driver is vacancy, Surry, NC second driver construction; Surry, NC moved down 25 places. 103 days on market observed in Surry, NC; 12.2% vacancy over 12 Surry, NC ZIPs.

No CFPB county sample covers Surry County, NC. The non-metro area reading for Surry, NC: 1.3% ninety-plus days late; Surry, NC's thirty-to-eighty-nine share is 3.4% (Surry, NC, December 2025 data); North Carolina overall 0.9%.

Surry County, NC has 3 watched banks; 3 Surry, NC banks sit in an elevated band. Surry, NC footprints: Truist Bank (3 branches, stress 62) in Surry, NC; First-Citizens Bank&Trust Co (2 branches, stress 71) in Surry, NC; Blueharbor Bank (1 branch, stress 43) in Surry, NC.

HUD lists 8 assisted multifamily properties in Surry County, NC with 212 units; 154 Surry, NC units are assisted, 3 Surry, NC properties under project-based Section 8.

3,878 of the 33,747 housing units in Surry, NC sit vacant. Surry County, NC permitted 0 multifamily units in twelve months; Surry, NC's one-to-four unit structures added 252 units in Surry County, NC.