ZIP 28676 Foreclosure, Tax-Lien & Distress Report
Surry County, North Carolina · Distress market
Scored on a fixed 0-100 scale, 28676 (Surry County, North Carolina) returns a moderate composite of 30/100. What sets it apart are the readings on structural risk (67/100), institutional ownership (63/100), construction/permit lag (51/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 67 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (73/100), flood (NFIP) exposure (70/100).
The market reads peak — home values rose 1.9% year on year, and 40% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $57,692 — below the roughly $78,000 national figure. The poverty rate is 9.0%. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 1,556 housing units. Home values center near $242,600, an affordability ratio of 3.9× — accessible. On demographic stress specifically, 28676 scores 26/100. Rent burden reaches 15% of tenant households. Owners hold 80% of homes, renters 20%. The vacancy rate is 11.8% — elevated. About 2,863 people live here, median age 55.
On balance 28676 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28676 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 28676 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 28676 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 30/100 figure for 28676 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28676 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 28676
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 28676 Stress Report snapshot
28676 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Built from public records, scored the same way everywhere · methodology