ZIP 28676 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28676 (Surry County, North Carolina) returns a low composite of 27/100. What sets it apart are the readings on structural risk (59/100), institutional ownership (54/100), construction/permit lag (54/100). By contrast, mortgage stress (22/100) register low. Structural exposure scores 59 and live distress 7 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (73/100).

The market reads peak — home values rose 1.9% year on year, and 40% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $57,692 — below the roughly $78,000 national figure. The poverty rate is 9.0%. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 1,556 housing units. Home values center near $242,600, an affordability ratio of 3.9× — accessible. On demographic stress specifically, 28676 scores 26/100. Rent burden reaches 15% of tenant households. Owners hold 80% of homes, renters 20%. The vacancy rate is 11.8% — elevated. About 2,863 people live here, median age 55.

On balance 28676 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 28676 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 28676 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 28676 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 figure for 28676 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28676 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.