ZIP 28676 Property Distress & Foreclosure Data

Composite property distress in 28676 (Surry County, North Carolina) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (57/100), institutional ownership (55/100), construction/permit lag (48/100). By contrast, mortgage stress (22/100) register low. The latent-versus-live split is 57/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), climate & FEMA risk (73/100).

The market reads peak — home values rose 3.2% year on year, and 40% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Median household income is $57,692, below the U.S. median near $78,000. 9.0% of residents fall below the poverty threshold. Educational attainment sits at 31% bachelor's-or-above. The ZIP holds roughly 1,556 housing units. Home values center near $242,600, an affordability ratio of 3.9× — accessible. DLRadar's demographic-stress index for the area reads 26/100. Around 15% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. The vacancy rate is 11.8% — elevated. About 2,863 people live here, median age 55.

Net-net, 28676 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.