ZIP 27041 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 27041 (Surry County, North Carolina) returns a low composite of 28/100. On the structural side it scores 62/100, with 6/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (66/100)). Its standout signals are structural risk (62/100), institutional ownership (60/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (20/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 30% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 78% of homes, renters 22%. Roughly 11.0% live below the poverty line. Population is roughly 7,506 with a median age of 49. About 23% have a four-year degree. Home values center near $232,000, an affordability ratio of 3.1× — accessible. Vacancy runs 7.5%. The ZIP holds roughly 3,689 housing units. Median household income is $68,328, below the U.S. median near $78,000. Around 19% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 26/100.

Net-net, 27041 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 27041 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 27041's 28/100 can be lined up against any neighbor in Surry County, North Carolina or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 27041 reflects the current record instead of a stale or modeled snapshot.

Each component behind 27041 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 27041 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.