ZIP 27021 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 27021 (Stokes County, North Carolina) lands at 24/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (93/100). The pressure is most legible in construction/permit lag (75/100), institutional ownership (54/100), structural risk (53/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 53/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.3% year on year, and 19% higher over three years (phase confidence 20/100). Topping markets hide individual distress behind strong averages.

There are about 8,056 housing units across 27021. Rent burden reaches 43% of tenant households. Owners hold 72% of homes, renters 28%. The vacancy rate is 7.9%. About 17,029 people live here, median age 44. Median household income is $61,736, below the U.S. median near $78,000. The demographic-stress sub-score lands at 30/100. 11.4% of residents fall below the poverty threshold. Home values center near $219,600, an affordability ratio of 3.3× — accessible. Around 24% of adults hold a bachelor's degree or higher.

On balance 27021 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 27021 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 27021 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 27021 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 27021's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 27021 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.