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ZIP 28651 Foreclosure, Tax-Lien & Distress Report

Wilkes County, North Carolina · High Vacancy market

On DLRadar's 0-100 distress scale, ZIP 28651 in Wilkes County, North Carolina comes in at 34, a moderate composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (79/100). The sharpest non-environmental signals are structural risk (76/100), construction/permit lag (71/100), institutional ownership (66/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 76/100 against active distress of 8/100.

The market reads peak — home values rose 1.9% year on year, and 17% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,629 people live here, median age 51. The poverty rate is 13.9%. There are about 2,901 housing units across 28651. At $57,232, median income runs below typical U.S. levels. The typical home is worth about $175,300 (3.2× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 21.8% — elevated. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 84% of homes, renters 16%. Around 29% of renters are cost-burdened.

Net-net, 28651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28651 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 28651's 34/100 can be lined up against any neighbor in Wilkes County, North Carolina or any ZIP coast to coast. 28651 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 28651's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28651 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

34/100
Composite stress
76/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 28651

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk79
Another 9 scored dimensions sit behind 28651

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 28651 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 28651, the same set carried on every parcel.

Loading ZIP 28651 stress data…

Adjacent Wilkes County ZIP reports

Nearest ZIP codes to 28651

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 28651

Further distress data across Wilkes County, North Carolina at ZIP, county and state level.

Unlock the full ZIP 28651 acquisition report

Open 28651 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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