ZIP 28651 Property Distress & Foreclosure Data

In Wilkes County, North Carolina, ZIP 28651 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). Its standout signals are institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (27/100) stay muted. Structural exposure scores 69 and live distress 8 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 17% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,629 residents call 28651 home, typically aged 51. The poverty rate is 13.9%. There are about 2,901 housing units across 28651. At $57,232, median income runs below typical U.S. levels. The typical home is worth about $175,300 (3.2× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. Vacancy runs 21.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. 84% of housing is owner-occupied. Rent burden reaches 29% of tenant households.

Taken together, 28651 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.