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ZIP 28651 Foreclosure, Tax-Lien & Distress Report

Wilkes County, North Carolina · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 28651 in Wilkes County, North Carolina comes in at 35, a moderate composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). The sharpest non-environmental signals are structural risk (78/100), construction/permit lag (74/100), institutional ownership (69/100). By contrast, mortgage stress (27/100) register low. Structural risk reads 78/100 against active distress of 8/100.

The market reads peak — home values rose 1.9% year on year, and 17% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,629 people live here, median age 51. The poverty rate is 13.9%. There are about 2,901 housing units across 28651. At $57,232, median income runs below typical U.S. levels. The typical home is worth about $175,300 (3.2× income, relatively affordable). Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 21.8% — elevated. DLRadar's demographic-stress index for the area reads 29/100. Owners hold 84% of homes, renters 16%. Around 29% of renters are cost-burdened.

Net-net, 28651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 28651 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 28651's 35/100 can be lined up against any neighbor in Wilkes County, North Carolina or any ZIP coast to coast. 28651 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 28651's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 28651 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

35/100
Composite stress
78/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 28651

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk79
Another 9 scored dimensions sit behind 28651

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 28651 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 28651, the same set carried on every parcel.

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Adjacent Wilkes County ZIP reports

More distress data near 28651

Further distress data across Wilkes County, North Carolina at ZIP, county and state level.

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Open 28651 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.

Each signal above is traceable to an open dataset · methodology

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