ZIP 28694 Foreclosure, Tax-Lien & Distress Report

In Ashe County, North Carolina, ZIP 28694 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (62/100)). The split runs 64/100 structural to 9/100 active on the ground. Its standout signals are institutional ownership (67/100), structural risk (64/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (30/100) register low.

The peak-phase market in 28694 posted values that rose 2.8% over the year, and 38% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Rent burden reaches 27% of tenant households. 11.3% of residents fall below the poverty threshold. Households earn a median $48,135 — below the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. Owners hold 79% of homes, renters 21%. Vacancy runs 27.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 28694 scores 34/100. 7,369 residents call 28694 home, typically aged 49. There are about 4,847 housing units across 28694. A median home runs $273,200 here, or 5.0 times local income.

Net-net, 28694 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 28694's 29/100 can be lined up against any neighbor in Ashe County, North Carolina or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 28694, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 28694's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 28694 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.