Ashe County, NC: Foreclosures, Tax Liens & Distressed Properties

Ashe County, NC, North Carolina: 13 ZIP codes scored, Ashe County, NC averaging 28/100 (low, Ashe, NC), from 25 to 33. Ashe County, NC is in its peak phase (Ashe, NC confidence 22/100): Ashe, NC home prices up 2.8% (Ashe, NC) over twelve months. Ashe County, NC lender headwind: 50/100.

Highest-scoring Ashe County, NC ZIPs: 28698 (33/100), 28684 (32/100), 28615 (28/100), 28617 (28/100), 28626 (28/100), 28629 (28/100). Also scored in Ashe County, NC: 28631, 28640, 28643, 28672, 28693, 28694, 28644.

Across Ashe County, NC's scored ZIPs: median home value $228,700, household income $52,349, 26.0% vacancy, 21.2% poverty, 75% owner-occupied, median age 47.4.

Ashe County, NC insurance distress 86/100 (#213 in the US); FEMA hazard 78/100 for Ashe, NC; 6 federal disaster declarations in Ashe County, NC since 2023; 86 Ashe, NC NFIP flood claims, $6.5M paid; Ashe, NC construction distress 36/100.

5 banks with 7 branches lend in Ashe County, NC; Ashe, NC weighted bank stress 63/100, highest 71/100 in Ashe, NC.

Ashe County, NC unemployment 2.9% (Ashe, NC -0.3 pts, six months); 200 new housing units permitted in Ashe County, NC over twelve months, Ashe, NC up 17% from 171; Ashe, NC home prices +15.8% a year (Ashe, NC) over three years.

17,218 housing units in Ashe County, NC; 2,594 Ashe, NC renter households; 28% of Ashe, NC renters spend 30%+ of income on rent, 14% (Ashe, NC) half or more.

Ashe County, NC ranks #1,402 nationally on the opportunity index (Ashe, NC, among all ranked counties); Ashe, NC scores 29.8/100 and Ashe, NC sits #62 inside North Carolina. Ashe, NC is in the early_signal opportunity phase; Ashe, NC's primary driver is vacancy, Ashe, NC second driver bank institutional; Ashe, NC moved down 96 places. 2 short-sale listings across Ashe, NC; 62 days on market observed in Ashe, NC; 28.7% vacancy over 13 Ashe, NC ZIPs.

No CFPB county sample covers Ashe County, NC. The non-metro area reading for Ashe, NC: 1.3% ninety-plus days late; Ashe, NC's thirty-to-eighty-nine share is 3.4% (Ashe, NC, December 2025 data); North Carolina overall 0.9%.

Ashe County, NC has 2 watched banks; 2 Ashe, NC banks sit in an elevated band. Ashe, NC footprints: Lifestore Bank (3 branches, stress 63) in Ashe, NC; First-Citizens Bank&Trust Co (1 branch, stress 71) in Ashe, NC.

HUD lists 5 assisted multifamily properties in Ashe County, NC with 73 units; 70 Ashe, NC units are assisted, 1 Ashe, NC properties under project-based Section 8.

5,017 of the 17,218 housing units in Ashe, NC sit vacant. Ashe County, NC permitted 0 multifamily units in twelve months; Ashe, NC's one-to-four unit structures added 200 units in Ashe County, NC.