ZIP 28617 Foreclosure, Tax-Lien & Distress Report
Ashe County, North Carolina · High Vacancy market
Scored purely from public records, 28617 (Ashe County, North Carolina) returns a low composite of 29/100. Environmental exposure also runs high (flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (62/100)). The most distinctive pressure shows up in institutional ownership (67/100), structural risk (64/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (30/100) stay muted. The split runs 64/100 structural to 9/100 active on the ground.
The market reads peak — home values rose 2.8% year on year, and 23% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
A median home runs $244,600 here, or 3.5 times local income. The ZIP holds roughly 1,155 housing units. 1,469 residents call 28617 home, typically aged 53. The tenure split is 79% owner-occupied to 21% rented. The poverty rate is 12.8%. At $56,667, median income runs below typical U.S. levels. Vacancy runs 40.7%, above the national norm and a classic distress-and-opportunity signal. Around 24% of adults hold a bachelor's degree or higher. Rent burden reaches 26% of tenant households. The demographic-stress sub-score lands at 31/100.
Net-net, 28617 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28617 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 28617's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 28617 shows as blanks, never estimates, and the score updates on every fresh public filing.
28617's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 28617 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 28617’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28617 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Ashe County
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Rules-based scoring — each signal ties to a public dataset · methodology