ZIP 28672 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28672 (Ashe County, North Carolina) returns a low composite of 29/100. Its heaviest discrete signals: institutional ownership (67/100), structural risk (64/100), construction/permit lag (39/100). By contrast, construction/permit lag (39/100) and mortgage stress (30/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100), climate & FEMA risk (62/100). Structural risk reads 64/100 against active distress of 9/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

100% of housing is owner-occupied. Population is roughly 163 with a median age of 50. A median home runs $182,100 here. Educational attainment sits at 0% bachelor's-or-above. On demographic stress specifically, 28672 scores 19/100. 0.0% of residents fall below the poverty threshold. Vacancy runs 0.0%. The ZIP holds roughly 96 housing units.

Net-net, 28672 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 28672 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 28672's 29/100 can be lined up against any neighbor in Ashe County, North Carolina or any ZIP coast to coast. Where the public record is thin for 28672, the field stays empty rather than modeled, and fills in as new documents post.

28672's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 28672 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.