ZIP 28675 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28675 (Alleghany County, North Carolina) at a low 23/100 for overall property distress. The latent-versus-live split is 51/100 structural and 9/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), flood (NFIP) exposure (83/100). What sets it apart are the readings on institutional ownership (68/100), structural risk (51/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (31/100) register low.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 35% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,702 residents call 28675 home, typically aged 52. A median home runs $215,300 here, or 4.6 times local income. The demographic-stress sub-score lands at 33/100. 17.0% of residents fall below the poverty threshold. The vacancy rate is 20.5% — elevated. Households earn a median $44,137 — below the roughly $78,000 national figure. The tenure split is 76% owner-occupied to 24% rented. Around 24% of adults hold a bachelor's degree or higher. There are about 3,950 housing units across 28675. Rent burden reaches 24% of tenant households.

Taken together, 28675 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 28675 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28675 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 28675 stays directly comparable to neighboring ZIPs and the rest of Alleghany County, North Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 28675 shows blanks, not estimates, wherever the record is sparse.

Each component behind 28675 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. For a buyer, 28675 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.