ZIP 28623 Foreclosure, Tax-Lien & Distress Report

Alleghany County, North Carolina's ZIP 28623 registers 23/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), flood (NFIP) exposure (84/100). Structural risk reads 52/100 against active distress of 9/100. Its heaviest discrete signals: institutional ownership (69/100), structural risk (52/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (31/100) stay muted.

The peak-phase market in 28623 posted values that rose 2.8% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,048 housing units across 28623. Rent burden reaches 37% of tenant households. Median household income is $45,114, below the U.S. median near $78,000. The typical home is worth about $170,600 (4.0× income). Around 15% of adults hold a bachelor's degree or higher. About 1,927 people live here, median age 49. DLRadar's demographic-stress index for the area reads 36/100. The vacancy rate is 29.2% — elevated. The poverty rate is 23.6% — high, a tax-stress and distress correlate. The tenure split is 84% owner-occupied to 16% rented.

Net-net, 28623 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 28623 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 28623 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 28623 stays directly comparable to neighboring ZIPs and the rest of Alleghany County, North Carolina. The score is rebuilt from public data as it updates, so 28623 reflects the current record instead of a stale or modeled snapshot.

28623's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 28623 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.