ZIP 28623 Property Distress & Foreclosure Data

ZIP code 28623 in Alleghany County, North Carolina carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (84/100)). On the structural side it scores 58/100, with 9/100 of stress already active. What sets it apart are the readings on institutional ownership (69/100), structural risk (58/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (31/100).

The expansion-phase market in 28623 posted values that rose 5.5% over the year (phase confidence 30/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 1,048 housing units. Around 37% of renters are cost-burdened. Households earn a median $45,114 — below the roughly $78,000 national figure. A median home runs $170,600 here, or 4.0 times local income. About 15% have a four-year degree. Population is roughly 1,927 with a median age of 49. On demographic stress specifically, 28623 scores 36/100. The vacancy rate is 29.2% — elevated. Roughly 23.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 84% owner-occupied to 16% rented.

On the whole, 28623 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.