ZIP 28627 Property Distress & Foreclosure Data

Alleghany County, North Carolina's ZIP 28627 registers 26/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (84/100). On the structural side it scores 58/100, with 9/100 of stress already active. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (58/100), construction/permit lag (57/100). mortgage stress (31/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year (phase confidence 30/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $42,938, median income runs below typical U.S. levels. The poverty rate is 12.3%. The vacancy rate is 35.8% — elevated. Around 14% of adults hold a bachelor's degree or higher. Around 38% of renters are cost-burdened. The ZIP holds roughly 887 housing units. 1,273 residents call 28627 home, typically aged 46. The demographic-stress sub-score lands at 37/100. 68% of housing is owner-occupied. The typical home is worth about $246,400 (4.4× income).

Taken together, 28627 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.