ZIP 28627 Foreclosure, Tax-Lien & Distress Report

ZIP 28627's composite property-distress score is 23/100 - DLRadar classes that as low for Alleghany County, North Carolina. Environmental exposure also runs high (FEMA disaster exposure (93/100), flood (NFIP) exposure (84/100)). On the structural side it scores 52/100, with 9/100 of stress already active. Its heaviest discrete signals: institutional ownership (69/100), structural risk (52/100), mortgage stress (31/100). On the quiet end sit mortgage stress (31/100) and construction/permit lag (31/100).

The market reads peak — home values rose 2.8% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $42,938, below the U.S. median near $78,000. The poverty rate is 12.3%. Vacancy runs 35.8%, above the national norm and a classic distress-and-opportunity signal. Around 14% of adults hold a bachelor's degree or higher. Rent burden reaches 38% of tenant households. There are about 887 housing units across 28627. About 1,273 people live here, median age 46. DLRadar's demographic-stress index for the area reads 37/100. The tenure split is 68% owner-occupied to 32% rented. A median home runs $246,400 here, or 4.4 times local income.

On the whole, 28627 leans distressed, with opportunity clustered in specific stressed parcels. 28627 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 28627 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28627 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 28627 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 28627 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.