ZIP 28685 Property Distress & Foreclosure Data

Composite property distress in 28685 (Wilkes County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100). On the structural side it scores 69/100, with 8/100 of stress already active. The sharpest non-environmental signals are institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (27/100) register low.

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

26.0% of residents fall below the poverty threshold. The vacancy rate is 8.7%. Median household income is $45,029, below the U.S. median near $78,000. The ZIP holds roughly 873 housing units. About 2,345 people live here, median age 43. DLRadar's demographic-stress index for the area reads 37/100. Around 66% of renters are cost-burdened. Home values center near $123,200, an affordability ratio of 3.0× — accessible. Educational attainment sits at 4% bachelor's-or-above. Owners hold 83% of homes, renters 17%.

Net-net, 28685 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.