ZIP 28649 Foreclosure, Tax-Lien & Distress Report

Wilkes County, North Carolina's ZIP 28649 registers 34/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (76/100), construction/permit lag (71/100), institutional ownership (66/100). By contrast, mortgage stress (27/100) register low. The split runs 76/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (79/100).

The peak-phase market in 28649 posted values that rose 1.9% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 18.0%, above the national norm and a classic distress-and-opportunity signal. Around 49% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. Households earn a median $43,391 — below the roughly $78,000 national figure. Owners hold 59% of homes, renters 41%. 1,581 residents call 28649 home, typically aged 49. The typical home is worth about $122,100 (2.8× income, relatively affordable). Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 558 housing units.

Taken together, 28649 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28649 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 28649 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28649 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 34/100 figure for 28649 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28649 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.