ZIP 28649 Foreclosure, Tax-Lien & Distress Report
Wilkes County, North Carolina · High Vacancy market
Wilkes County, North Carolina's ZIP 28649 registers 35/100 composite distress, which DLRadar reads as moderate. Leading the profile are structural risk (78/100), construction/permit lag (74/100), institutional ownership (69/100). By contrast, mortgage stress (27/100) register low. The split runs 78/100 structural to 8/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (93/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100).
The peak-phase market in 28649 posted values that rose 1.9% over the year, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
DLRadar's demographic-stress index for the area reads 36/100. Vacancy runs 18.0%, above the national norm and a classic distress-and-opportunity signal. Around 49% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. Households earn a median $43,391 — below the roughly $78,000 national figure. Owners hold 59% of homes, renters 41%. 1,581 residents call 28649 home, typically aged 49. The typical home is worth about $122,100 (2.8× income, relatively affordable). Roughly 21.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 558 housing units.
Taken together, 28649 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 28649 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 28649 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 28649 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 35/100 figure for 28649 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 28649 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 28649
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28649 distress snapshot
Current distress, phase, housing and lender-pressure figures for 28649, drawn from the same report attached to each property.
Adjacent Wilkes County ZIP reports
Keep exploring North Carolina distress
Other reports tied to Wilkes County, North Carolina — ZIP, county and statewide.
Get the full acquisition report for 28649
Every distressed parcel in 28649 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology