ZIP 28649 Property Distress & Foreclosure Data

Composite property distress in 28649 (Wilkes County, North Carolina) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are institutional ownership (70/100), structural risk (69/100), construction/permit lag (36/100). By contrast, construction/permit lag (36/100) and mortgage stress (27/100) register low. On the structural side it scores 69/100, with 8/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (87/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 3.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 36/100. The vacancy rate is 18.0% — elevated. Around 49% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. Median household income is $43,391, below the U.S. median near $78,000. Owners hold 59% of homes, renters 41%. About 1,581 people live here, median age 49. Home values center near $122,100, an affordability ratio of 2.8× — accessible. 21.7% of residents fall below the poverty threshold. The ZIP holds roughly 558 housing units.

Net-net, 28649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.