Alleghany County, NC: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Alleghany County, North Carolina carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. Across its ZIPs, composite distress spans 23 to 28 out of 100. 7 ZIP codes are tracked county-wide, averaging 24/100 distress. On bank and credit headwind, Alleghany County scores 36/100.

Currently peak, Alleghany County saw prices rise 2.8% year over year, at 22/100 phase confidence. With values leveling off, the average masks the outliers as the ZIP scores below show.

With Alleghany County flat at +2.8% YoY (22/100 confidence), selectivity rules — target the few ZIPs carrying distress. A mid-cycle 36/100 lender reading means a blend the ZIP scores sort out.

Leading Alleghany County on distress: 28631 (28/100), 28644 (26/100), 28623 (23/100), 28627 (23/100), 28663 (23/100), 28668 (23/100). Other tracked Alleghany County ZIPs include 28675.

On the housing-and-income side, the Alleghany County ZIPs on file run a median household income near $42,243 (below the US norm), median home values around $217,520 (below the national figure), poverty running near 21%, a 44.4% vacancy rate, 79% owner-occupancy, residents with a median age around 51.7. Income, equity and tenure like these set up who sells under pressure and how fast a deal moves.

Net of it all, 24/100 over 7 ZIPs means Alleghany County is a screen-by-ZIP market — work it parcel by parcel. Inside DLRadar, each Alleghany County property carries owner, address and APN, a per-parcel score, lender exposure and exit read.

No county is too small to score: Alleghany County, North Carolina runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Alleghany County's numbers mean exactly what they mean anywhere else in North Carolina.

Scores in Alleghany County, North Carolina exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where Alleghany County data is thin.

At the ZIP level, the sharpest readings in Alleghany County are 28631 (28/100), 28644 (26/100), 28623 (23/100), 28627 (23/100), 28663 (23/100), 28668 (23/100). DLRadar also scores 28675 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Alleghany County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.