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Alleghany County, NC: Foreclosures, Tax Liens & Distressed Properties

Alleghany County, NC, North Carolina: 7 ZIP codes scored, Alleghany County, NC averaging 23/100 (low, Alleghany, NC), from 22 to 27. Alleghany County, NC is in its peak phase (Alleghany, NC confidence 22/100): Alleghany, NC home prices up 2.8% (Alleghany, NC) over twelve months. Alleghany County, NC lender headwind: 36/100.

Highest-scoring Alleghany County, NC ZIPs: 28631 (27/100), 28644 (25/100), 28623 (22/100), 28627 (22/100), 28663 (22/100), 28668 (22/100). Also scored in Alleghany County, NC: 28675.

Across Alleghany County, NC's scored ZIPs: median home value $217,520, household income $42,243, 44.4% vacancy, 21.0% poverty, 79% owner-occupied, median age 51.7.

Alleghany County, NC insurance distress 87/100 (#170 in the US); FEMA hazard 90/100 for Alleghany, NC; 8 federal disaster declarations in Alleghany County, NC since 2023; 4 Alleghany, NC NFIP flood claims, $330K paid; Alleghany, NC construction distress 30/100.

4 banks with 4 branches lend in Alleghany County, NC; Alleghany, NC weighted bank stress 56/100, highest 65/100 in Alleghany, NC.

Alleghany County, NC unemployment 3.5% (Alleghany, NC -0.9 pts, six months); 93 new housing units permitted in Alleghany County, NC over twelve months, Alleghany, NC up 21% from 77; Alleghany, NC home prices +14.7% a year (Alleghany, NC) over three years.

7,804 housing units in Alleghany County, NC; 1,158 Alleghany, NC renter households; 29% of Alleghany, NC renters spend 30%+ of income on rent, 14% (Alleghany, NC) half or more.

Alleghany County, NC ranks #724 nationally on the opportunity index (Alleghany, NC, among all ranked counties); Alleghany, NC scores 32.3/100 and Alleghany, NC sits #35 inside North Carolina. Alleghany, NC is in the early_signal opportunity phase; Alleghany, NC's primary driver is vacancy, Alleghany, NC second driver bank institutional; Alleghany, NC moved up 30 places. 3 short-sale listings across Alleghany, NC; 18 days on market observed in Alleghany, NC; 27.9% vacancy over 7 Alleghany, NC ZIPs.

No CFPB county sample covers Alleghany County, NC. The non-metro area reading for Alleghany, NC: 1.3% ninety-plus days late; Alleghany, NC's thirty-to-eighty-nine share is 3.4% (Alleghany, NC, December 2025 data); North Carolina overall 0.9%.

Alleghany County, NC has 1 watched bank; 1 Alleghany, NC bank sits in an elevated band. Alleghany, NC footprints: Truist Bank (1 branch, stress 62) in Alleghany, NC.

2,627 of the 7,804 housing units in Alleghany, NC sit vacant. Alleghany County, NC permitted 0 multifamily units in twelve months; Alleghany, NC's one-to-four unit structures added 93 units in Alleghany County, NC.

Peak
Market phase
2.8%
Alleghany, NC HPI YoY
0%
Drawdown
22
Alleghany confidence

Alleghany County ZIPs ranked by distress

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