Alleghany County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Alleghany County, North Carolina? DLRadar grades every Alleghany County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Alleghany County breakdown.
- Alleghany County's most distressed ZIP is 28631 at 28/100.
- 7 ZIP codes tracked in Alleghany County, averaging 24/100 distress.
- Alleghany County reads peak — home values up 2.8% year over year.
- Vacancy runs 44.4% across Alleghany County's tracked ZIPs, with a 21% poverty rate.
- The typical Alleghany County home is worth about $217,520 against a ~$42,243 median income.
- Lending headwind in Alleghany County sits at 36/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28631 | 28/100 |
| 2 | 28644 | 26/100 |
| 3 | 28623 | 23/100 |
| 4 | 28627 | 23/100 |
| 5 | 28663 | 23/100 |
| 6 | 28668 | 23/100 |
| 7 | 28675 | 23/100 |
Most distressed ZIP codes in Alleghany County (composite distress 0-100, 2026)
What is driving Alleghany County distress
Alleghany County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 24/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Alleghany County market phase and pricing
DLRadar places Alleghany County in peak; prices moved up 2.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Alleghany County
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Common questions
What is the most distressed ZIP code in Alleghany County, NC?
ZIP 28631 leads Alleghany County at 28/100, recomputed monthly from public records.
What market phase is Alleghany County in?
The market phase for Alleghany County is peak, prices rising 2.8% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Alleghany County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 7 ZIP codes in Alleghany County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Alleghany County ZIP codes?
The county figure is a blend, not a description. Across the Alleghany County ZIPs DLRadar ranks, scores run from 28/100 in 28631 down to 23/100 in 28675, against a Alleghany County average of 24/100. Because the gap runs to 5 points, Alleghany County rewards ZIP-level precision.
What do Alleghany County home values and vacancy say about distressed supply?
The typical Alleghany County home carries about $217,520 of value against a median household income near $42,243. Vacancy across Alleghany County's tracked ZIPs runs 44.4% and the poverty rate is 21%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Alleghany County's foreclosure and tax-lien record and its 36/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.