Alleghany County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Alleghany County, NC distress report, 2026: 7 ZIPs scored in Alleghany, NC, Alleghany, NC average 23/100; the top Alleghany, NC ZIP is 28631 at 27/100; Alleghany, NC market phase peak, Alleghany, NC prices +2.8% year over year.
- Alleghany, NC ranks #710 nationally (opportunity index); Alleghany, NC #35 in North Carolina; Alleghany, NC index 32.3.
- Alleghany, NC: no CFPB county sample; Alleghany, NC non-metro area reading 1.3%.
- Alleghany, NC ZIP phases: 7 peak.
- Alleghany, NC residential listings tracked: 3 across 6 ZIPs; Alleghany, NC candidate listings 2.
- Alleghany, NC lenders on watch: 1; largest Alleghany, NC footprint Truist Bank (1 branch).
- Alleghany, NC most distressed ZIP: 28631 at 27/100.
Alleghany, NC figures: DLRadar distress index; Alleghany, NC inputs: CFPB, FHFA, HUD, FDIC; Alleghany, NC rebuilt as sources refresh.
| Rank | Alleghany, NC ZIP | Score |
|---|---|---|
| 1 | 28631 | 27/100 |
| 2 | 28644 | 25/100 |
| 3 | 28623 | 22/100 |
| 4 | 28627 | 22/100 |
| 5 | 28663 | 22/100 |
| 6 | 28668 | 22/100 |
| 7 | 28675 | 22/100 |
Most distressed Alleghany, NC ZIPs (0-100, 2026)
Mortgage delinquency around Alleghany, NC
No CFPB county sample covers Alleghany, NC; the non-metro area reading for Alleghany, NC: 1.3% ninety-plus; Alleghany, NC area thirty-to-eighty-nine 3.4% (December 2025, Alleghany, NC); North Carolina overall 0.9%.
Opportunity index: Alleghany, NC
Alleghany, NC index 32.3, Alleghany, NC phase early_signal; Alleghany, NC primary driver vacancy, Alleghany, NC second driver bank institutional. Alleghany, NC components: property stress 30.6, foreclosure pressure 31.9, listing discounts 23.1, bank stress 44.0, insurance 0.0; Alleghany, NC pulse 36.1; Alleghany, NC capital opportunity 26.6; Alleghany, NC seven-day change -0.2%.
ZIP market phases inside Alleghany, NC
7 Alleghany, NC ZIPs carry a price-cycle phase; Alleghany, NC ZIPs by phase (Alleghany, NC), deepest drawdown first: peak, +2.8% YoY (Alleghany, NC): 28623, 28627, 28631, 28644, Alleghany, NC 28663, 28668, 28675.
Residential listings by Alleghany, NC ZIP
Alleghany, NC ZIPs with the most tracked Alleghany, NC residential listings: 28675 3 listings, 2 candidates, bank pressure 57; 28623 0 listings, 0 candidates, bank pressure 55; 28627 0 listings, 0 candidates, bank pressure 56; 28644 0 listings, 0 candidates, bank pressure 59 (Alleghany, NC); 28663 0 listings, 0 candidates, bank pressure 56; 28668 0 listings, 0 candidates, bank pressure 56. Alleghany, NC totals: 3 listings; Alleghany, NC candidates 2; active ZIPs 0.
Lenders with branches in Alleghany, NC
Alleghany, NC lenders by branch count: Truist Bank (Alleghany, NC): stress 62, 1 branch low in Alleghany, NC.
Vacancy and permits, Alleghany, NC
2,627 of 7,804 Alleghany, NC housing units are vacant; Alleghany, NC permits, twelve months: 0 multifamily units in Alleghany, NC, 93 one-to-four unit units.
Work Alleghany, NC at the parcel level
Every Alleghany, NC parcel carries owner and address; every Alleghany, NC parcel carries APN; Alleghany, NC distress scores sit on the Alleghany, NC live board.
Alleghany, NC figures refresh with each source.
Alleghany, NC questions
Most distressed ZIP code in Alleghany County, NC?
ZIP 28631 leads Alleghany, NC at 27/100; next in Alleghany, NC: 28644 at 25/100; the Alleghany, NC average is 23/100.
Where does Alleghany County, NC rank for investment opportunity?
Alleghany, NC is #710 among all ranked counties, #35 in North Carolina; the Alleghany, NC driver is vacancy; Alleghany, NC moved up 141 places.
How many mortgages are delinquent in Alleghany County, NC?
Alleghany, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Alleghany, NC.
Which banks lend in Alleghany County, NC?
1 watched lenders hold Alleghany, NC branches; the largest Alleghany, NC footprints are Truist Bank (1).
More on Alleghany, NC
Alleghany County, NC distress report: public-record figures for Alleghany, NC; not legal advice for Alleghany, NC; not tax or investment advice; verify every Alleghany, NC record before acting.