Ashe County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ashe County, North Carolina? DLRadar grades every Ashe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Ashe County breakdown.
- Ashe County's most distressed ZIP is 28698 at 34/100.
- 13 ZIP codes tracked in Ashe County, averaging 29/100 distress.
- Ashe County reads peak — home values up 2.8% year over year.
- Vacancy runs 26% across Ashe County's tracked ZIPs, with a 21.2% poverty rate.
- The typical Ashe County home is worth about $228,700 against a ~$52,349 median income.
- Lending headwind in Ashe County sits at 50/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28698 | 34/100 |
| 2 | 28684 | 32/100 |
| 3 | 28615 | 29/100 |
| 4 | 28617 | 29/100 |
| 5 | 28626 | 29/100 |
| 6 | 28629 | 29/100 |
| 7 | 28640 | 29/100 |
| 8 | 28643 | 29/100 |
| 9 | 28672 | 29/100 |
| 10 | 28693 | 29/100 |
| 11 | 28694 | 29/100 |
| 12 | 28631 | 28/100 |
Most distressed ZIP codes in Ashe County (composite distress 0-100, 2026)
What is driving Ashe County distress
DLRadar builds Ashe County's distress picture only from records anyone can pull; its ZIPs average 29/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Ashe County market phase and pricing
Ashe County reads peak — home prices rose 2.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Ashe County
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Common questions
What is the hardest-hit ZIP in Ashe County?
ZIP 28698 leads Ashe County at 34/100, recomputed monthly from public records.
Is Ashe County expanding or contracting?
Phase for Ashe County: peak, tracking a 2.8% gain year over year, read off the FHFA index.
What is this Ashe County analysis built from?
Each Ashe County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 13 local ZIPs and every other county in the country.
How much do distress scores vary between Ashe County ZIP codes?
The county figure is a blend, not a description. Across the Ashe County ZIPs DLRadar ranks, scores run from 34/100 in 28698 down to 28/100 in 28631, against a Ashe County average of 29/100. That 6-point gap is why acquisition targeting in Ashe County works at ZIP level rather than county level.
What do Ashe County home values and vacancy say about distressed supply?
The typical Ashe County home carries about $228,700 of value against a median household income near $52,349. Vacancy across Ashe County's tracked ZIPs runs 26% and the poverty rate is 21.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Ashe County's foreclosure and lien data and its 50/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.