Ashe County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ashe County, NC distress report, 2026: 13 ZIPs scored in Ashe, NC, Ashe, NC average 28/100; the top Ashe, NC ZIP is 28698 at 33/100; Ashe, NC market phase peak, Ashe, NC prices +2.8% year over year.
- Ashe, NC ranks #1,401 nationally (opportunity index); Ashe, NC #62 in North Carolina; Ashe, NC index 29.8.
- Ashe, NC: no CFPB county sample; Ashe, NC non-metro area reading 1.3%.
- Ashe, NC ZIP phases: 13 peak.
- Ashe, NC residential listings tracked: 9 across 11 ZIPs; Ashe, NC candidate listings 5.
- Ashe, NC HUD assisted properties: 5 with 73 units.
- Ashe, NC lenders on watch: 2; largest Ashe, NC footprint Lifestore Bank (3 branches).
- Ashe, NC most distressed ZIP: 28698 at 33/100.
Ashe, NC figures: DLRadar distress index; Ashe, NC inputs: CFPB, FHFA, HUD, FDIC; Ashe, NC rebuilt as sources refresh.
| Rank | Ashe, NC ZIP | Score |
|---|---|---|
| 1 | 28698 | 33/100 |
| 2 | 28684 | 31/100 |
| 3 | 28615 | 28/100 |
| 4 | 28617 | 28/100 |
| 5 | 28626 | 28/100 |
| 6 | 28629 | 28/100 |
| 7 | 28640 | 28/100 |
| 8 | 28643 | 28/100 |
| 9 | 28672 | 28/100 |
| 10 | 28693 | 28/100 |
| 11 | 28694 | 28/100 |
| 12 | 28631 | 27/100 |
Most distressed Ashe, NC ZIPs (0-100, 2026)
Mortgage delinquency around Ashe, NC
No CFPB county sample covers Ashe, NC; the non-metro area reading for Ashe, NC: 1.3% ninety-plus; Ashe, NC area thirty-to-eighty-nine 3.4% (December 2025, Ashe, NC); North Carolina overall 0.9%.
Opportunity index: Ashe, NC
Ashe, NC index 29.8, Ashe, NC phase early_signal; Ashe, NC primary driver vacancy, Ashe, NC second driver bank institutional. Ashe, NC components: property stress 27.0, foreclosure pressure 28.0, listing discounts 17.4, bank stress 45.6, insurance 0.0; Ashe, NC pulse 34.2; Ashe, NC capital opportunity 23.2; Ashe, NC seven-day change -0.2%.
ZIP market phases inside Ashe, NC
13 Ashe, NC ZIPs carry a price-cycle phase; Ashe, NC ZIPs by phase (Ashe, NC), deepest drawdown first: peak, +2.8% YoY (Ashe, NC): 28615, 28617, 28626, 28629, Ashe, NC 28631, 28640, 28643, 28644, Ashe, NC 28672, 28693, 28694; peak, +2.4% YoY (Ashe, NC): 28684; peak, +2.1% YoY (Ashe, NC): 28698.
Residential listings by Ashe, NC ZIP
Ashe, NC ZIPs with the most tracked Ashe, NC residential listings: 28643 3 listings, 3 candidates, bank pressure 63; 28693 2 listings, 0 candidates, bank pressure 63; 28694 2 listings, 2 candidates, bank pressure 63; 28615 1 listings, 0 candidates, bank pressure 63 (Ashe, NC); 28617 1 listings, 0 candidates, bank pressure 63; 28626 0 listings, 0 candidates, bank pressure 63; 28629 0 listings, 0 candidates, bank pressure 63; 28631 0 listings, 0 candidates, bank pressure 60. Ashe, NC totals: 9 listings; Ashe, NC candidates 5; active ZIPs 2.
HUD assisted housing in Ashe, NC
5 assisted properties with 73 units sit in Ashe, NC; largest Ashe, NC properties: Spruce Hills Apts. (West Jefferson) 30 units, 30 assisted; Ashe Senior Village (West Jefferson) 24 units, 24 assisted; Arc/Hds Ashe Co Gh #2 (Jefferson) 7 units, 6 assisted in Ashe, NC; Cac Of Ashe Co. (West Jefferson) 7 units, 6 assisted; Arc/Hds Ashe Co Apts (Jefferson) 5 units, 4 assisted.
Lenders with branches in Ashe, NC
Ashe, NC lenders by branch count: Lifestore Bank (Ashe, NC): stress 63, 3 branches low in Ashe, NC; First-Citizens Bank&Trust Co (Ashe, NC): stress 71, 1 branch low in Ashe, NC.
Vacancy and permits, Ashe, NC
5,017 of 17,218 Ashe, NC housing units are vacant; Ashe, NC permits, twelve months: 0 multifamily units in Ashe, NC, 200 one-to-four unit units.
Work Ashe, NC at the parcel level
Every Ashe, NC parcel carries owner and address; every Ashe, NC parcel carries APN; Ashe, NC distress scores sit on the Ashe, NC live board.
Ashe, NC figures refresh with each source.
Ashe, NC questions
Most distressed ZIP code in Ashe County, NC?
ZIP 28698 leads Ashe, NC at 33/100; next in Ashe, NC: 28684 at 31/100; the Ashe, NC average is 28/100.
Where does Ashe County, NC rank for investment opportunity?
Ashe, NC is #1,401 among all ranked counties, #62 in North Carolina; the Ashe, NC driver is vacancy; Ashe, NC moved down 200 places.
How many mortgages are delinquent in Ashe County, NC?
Ashe, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Ashe, NC.
Which banks lend in Ashe County, NC?
2 watched lenders hold Ashe, NC branches; the largest Ashe, NC footprints are Lifestore Bank (3), First-Citizens Bank&Trust Co (1).
More on Ashe, NC
Ashe County, NC distress report: public-record figures for Ashe, NC; not legal advice for Ashe, NC; not tax or investment advice; verify every Ashe, NC record before acting.