ZIP 28643 Foreclosure, Tax-Lien & Distress Report
Ashe County, North Carolina · High Vacancy market
Composite property distress in 28643 (Ashe County, North Carolina) lands at 28/100 — low on DLRadar's distress scoring. The most distinctive pressure shows up in institutional ownership (63/100), structural risk (62/100), construction/permit lag (33/100). construction/permit lag (33/100) and mortgage stress (30/100) stay muted. Structurally it carries 62/100, against 9/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (77/100), climate & FEMA risk (62/100).
The market reads peak — home values rose 2.8% year on year, and 12% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $149,500 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 31/100. Rent burden reaches 45% of tenant households. About 4,241 people live here, median age 43. The ZIP holds roughly 2,087 housing units. Around 11% of adults hold a bachelor's degree or higher. The poverty rate is 10.1%. 81% of housing is owner-occupied. Median household income is $48,464, below the U.S. median near $78,000. The vacancy rate is 28.7% — elevated.
On the whole, 28643 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 28643 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 28643's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 28643, the field stays empty rather than modeled, and fills in as new documents post.
28643's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 28643 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 28643’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28643 distress snapshot
A live read on 28643: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Ashe County
Nearest ZIP codes to 28643
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring North Carolina distress
More ZIP, county and state distress intelligence connected to Ashe County, North Carolina.
Unlock the full ZIP 28643 acquisition report
See who owns each distressed property in 28643, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology