ZIP 28642 Property Distress & Foreclosure Data

In Yadkin County, North Carolina, ZIP 28642 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 49/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (94/100). Its standout signals are construction/permit lag (59/100), institutional ownership (53/100), structural risk (49/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 24% higher over three years, at 39/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 9.7%. Rent burden reaches 34% of tenant households. 5,591 residents call 28642 home, typically aged 44. There are about 2,617 housing units across 28642. 67% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $144,500 (2.9× income, relatively affordable). Around 13% of adults hold a bachelor's degree or higher. The poverty rate is 14.8%. At $45,781, median income runs below typical U.S. levels.

Overall, 28642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.