ZIP 28642 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 28642 (Yadkin County, North Carolina) at a low 22/100 for overall property distress. Structurally it carries 48/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — FEMA disaster exposure (93/100). Property-level stress concentrates in construction/permit lag (58/100), institutional ownership (52/100), structural risk (48/100). On the quiet end sit mortgage stress (21/100).

The market reads peak — home values rose 3.2% year on year, and 24% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 9.7%. Around 34% of renters are cost-burdened. About 5,591 people live here, median age 44. The ZIP holds roughly 2,617 housing units. 67% of housing is owner-occupied. The demographic-stress sub-score lands at 30/100. The typical home is worth about $144,500 (2.9× income, relatively affordable). About 13% have a four-year degree. Roughly 14.8% live below the poverty line. Median household income is $45,781, below the U.S. median near $78,000.

On balance 28642 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 28642 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Yadkin County, North Carolina and the nation. Nothing here is interpolated — where a source is thin for 28642, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

28642's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 28642 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.