Yadkin County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Yadkin County, North Carolina? DLRadar grades every Yadkin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Yadkin County breakdown.
- Yadkin County's most distressed ZIP is 28634 at 30/100.
- 7 ZIP codes tracked in Yadkin County, averaging 24/100 distress.
- Yadkin County reads peak — home values up 3.3% year over year.
- Vacancy runs 14.1% across Yadkin County's tracked ZIPs, with a 12.8% poverty rate.
- The typical Yadkin County home is worth about $175,229 against a ~$61,332 median income.
- Lending headwind in Yadkin County sits at 44/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28634 | 30/100 |
| 2 | 28689 | 30/100 |
| 3 | 27020 | 24/100 |
| 4 | 28642 | 22/100 |
| 5 | 27011 | 21/100 |
| 6 | 27018 | 21/100 |
| 7 | 27055 | 21/100 |
Most distressed ZIP codes in Yadkin County (composite distress 0-100, 2026)
What is driving Yadkin County distress
The Yadkin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 24/100 ZIP average. No proprietary or modelled inputs enter the score.
Yadkin County market phase and pricing
Phase for Yadkin County: peak (+3.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Yadkin County
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What people ask
What is the hardest-hit ZIP in Yadkin County?
ZIP 28634 leads Yadkin County at 30/100, recomputed monthly from public records.
Which phase does Yadkin County sit in right now?
Yadkin County is classified peak with a 3.3% year-over-year increase, following the FHFA House Price Index.
Where does the Yadkin County data come from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 7 Yadkin County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Yadkin County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Yadkin County ZIPs DLRadar ranks, scores run from 30/100 in 28634 down to 21/100 in 27055, against a Yadkin County average of 24/100. Because the gap runs to 9 points, Yadkin County rewards ZIP-level precision.
What do Yadkin County home values and vacancy say about distressed supply?
The typical Yadkin County home carries about $175,229 of value against a median household income near $61,332. Vacancy across Yadkin County's tracked ZIPs runs 14.1% and the poverty rate is 12.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Yadkin County's foreclosure and tax-lien record and its 44/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.