Yadkin County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Yadkin County, NC distress report, 2026: 7 ZIPs scored in Yadkin, NC, Yadkin, NC average 23/100; the top Yadkin, NC ZIP is 28634 at 28/100; Yadkin, NC market phase peak, Yadkin, NC prices +3.3% year over year.
- Yadkin, NC ranks #2,083 nationally (opportunity index); Yadkin, NC #88 in North Carolina; Yadkin, NC index 27.4.
- Yadkin, NC: no CFPB county sample; Yadkin, NC metro area reading 0.9%.
- Yadkin, NC ZIP phases: 7 peak.
- Yadkin, NC residential listings tracked: 3 across 5 ZIPs; Yadkin, NC candidate listings 1.
- Yadkin, NC HUD assisted properties: 2 with 54 units.
- Yadkin, NC lenders on watch: 2; largest Yadkin, NC footprint First-Citizens Bank&Trust Co (1 branch).
- Yadkin, NC most distressed ZIP: 28634 at 28/100.
Yadkin, NC figures: DLRadar distress index; Yadkin, NC inputs: CFPB, FHFA, HUD, FDIC; Yadkin, NC rebuilt as sources refresh.
| Rank | Yadkin, NC ZIP | Score |
|---|---|---|
| 1 | 28634 | 28/100 |
| 2 | 28689 | 28/100 |
| 3 | 27020 | 23/100 |
| 4 | 28642 | 22/100 |
| 5 | 27011 | 20/100 |
| 6 | 27018 | 20/100 |
| 7 | 27055 | 20/100 |
Most distressed Yadkin, NC ZIPs (0-100, 2026)
Mortgage delinquency around Yadkin, NC
No CFPB county sample covers Yadkin, NC; the metro area reading for Yadkin, NC (Winston-Salem, NC): 0.9% ninety-plus; Yadkin, NC area thirty-to-eighty-nine 2.7% (December 2025, Yadkin, NC); North Carolina overall 0.9%.
Opportunity index: Yadkin, NC
Yadkin, NC index 27.4, Yadkin, NC phase weak; Yadkin, NC primary driver vacancy, Yadkin, NC second driver construction. Yadkin, NC components: property stress 20.1, foreclosure pressure 20.8, listing discounts 12.5, bank stress 51.0, insurance 0.0; Yadkin, NC pulse 33.1; Yadkin, NC capital opportunity 18.8; Yadkin, NC seven-day change -0.6%.
ZIP market phases inside Yadkin, NC
7 Yadkin, NC ZIPs carry a price-cycle phase; Yadkin, NC ZIPs by phase (Yadkin, NC), deepest drawdown first: peak, +3.3% YoY (Yadkin, NC): 27011, 27018, 27055; peak, +2.9% YoY (Yadkin, NC): 27020; peak, +1.2% YoY (Yadkin, NC): 28634; peak, +3.2% YoY (Yadkin, NC): 28642; peak, +1.5% YoY (Yadkin, NC): 28689.
Residential listings by Yadkin, NC ZIP
Yadkin, NC ZIPs with the most tracked Yadkin, NC residential listings: 27055 2 listings, 0 candidates, bank pressure 58; 27020 1 listings, 1 candidates, bank pressure 58; 27011 0 listings, 0 candidates, bank pressure 63; 27018 0 listings, 0 candidates, bank pressure 63 (Yadkin, NC); 28642 0 listings, 0 candidates, bank pressure 60. Yadkin, NC totals: 3 listings; Yadkin, NC candidates 1; active ZIPs 1.
HUD assisted housing in Yadkin, NC
2 assisted properties with 54 units sit in Yadkin, NC; largest Yadkin, NC properties: Arlington Hill (Jonesville) 48 units, 48 assisted; Yadkin Home Place (Boonville) 6 units, 6 assisted.
Lenders with branches in Yadkin, NC
Yadkin, NC lenders by branch count: First-Citizens Bank&Trust Co (Yadkin, NC): stress 71, 1 branch low in Yadkin, NC; Truist Bank (Yadkin, NC): stress 62, 1 branch low in Yadkin, NC.
Vacancy and permits, Yadkin, NC
2,244 of 17,253 Yadkin, NC housing units are vacant; Yadkin, NC permits, twelve months: 0 multifamily units in Yadkin, NC, 113 one-to-four unit units.
Work Yadkin, NC at the parcel level
Every Yadkin, NC parcel carries owner and address; every Yadkin, NC parcel carries APN; Yadkin, NC distress scores sit on the Yadkin, NC live board.
Yadkin, NC figures refresh with each source.
Yadkin, NC questions
Most distressed ZIP code in Yadkin County, NC?
ZIP 28634 leads Yadkin, NC at 28/100; next in Yadkin, NC: 28689 at 28/100; the Yadkin, NC average is 23/100.
Where does Yadkin County, NC rank for investment opportunity?
Yadkin, NC is #2,083 among all ranked counties, #88 in North Carolina; the Yadkin, NC driver is vacancy; Yadkin, NC moved down 675 places.
How many mortgages are delinquent in Yadkin County, NC?
Yadkin, NC takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Yadkin, NC.
Which banks lend in Yadkin County, NC?
2 watched lenders hold Yadkin, NC branches; the largest Yadkin, NC footprints are First-Citizens Bank&Trust Co (1), Truist Bank (1).
More on Yadkin, NC
Yadkin County, NC distress report: public-record figures for Yadkin, NC; not legal advice for Yadkin, NC; not tax or investment advice; verify every Yadkin, NC record before acting.