Iredell County, NC: Foreclosures, Tax Liens & Distressed Properties

Iredell County, NC, North Carolina: 16 ZIP codes scored, Iredell County, NC averaging 26/100 (low, Iredell, NC), from 20 to 39. Iredell County, NC is in its peak phase (Iredell, NC confidence 16/100): Iredell, NC home prices up 1.0% (Iredell, NC) over twelve months. Iredell County, NC lender headwind: 43/100.

Highest-scoring Iredell County, NC ZIPs: 28036 (39/100), 28117 (29/100), 28166 (29/100), 28625 (29/100), 28660 (29/100), 28677 (29/100). Also scored in Iredell County, NC: 28634, 28689, 28115, 28678, 27020, 27013, 28125, 28636, 27028, 27055.

Across Iredell County, NC's scored ZIPs: median home value $286,200, household income $82,676, 11.7% vacancy, 11.5% poverty, 79% owner-occupied, median age 41.1.

Iredell County, NC insurance distress 60/100 (#898 in the US); FEMA hazard 90/100 for Iredell, NC; 8 federal disaster declarations in Iredell County, NC since 2023; 1 Iredell, NC NFIP flood claims; Iredell, NC construction distress 58/100.

19 banks with 41 branches lend in Iredell County, NC; Iredell, NC weighted bank stress 58/100, highest 71/100 in Iredell, NC.

Iredell County, NC unemployment 3.3% (Iredell, NC -0.4 pts, six months); 1,470 new housing units permitted in Iredell County, NC over twelve months, Iredell, NC down 11% from 1,650; Iredell, NC home prices +11.4% a year (Iredell, NC) over three years.

84,199 housing units in Iredell County, NC; 21,084 Iredell, NC renter households; 38% of Iredell, NC renters spend 30%+ of income on rent, 17% (Iredell, NC) half or more.

Iredell County, NC ranks #1,831 nationally on the opportunity index (Iredell, NC, among all ranked counties); Iredell, NC scores 28.3/100 and Iredell, NC sits #77 inside North Carolina. Iredell, NC is in the early_signal opportunity phase; Iredell, NC's primary driver is construction, Iredell, NC second driver bank institutional; Iredell, NC moved up 176 places. 21 short-sale listings across Iredell, NC; 109 days on market observed in Iredell, NC; 9.9% vacancy over 16 Iredell, NC ZIPs.

0.7% of Iredell County, NC mortgages were ninety-plus days late in December 2025; Iredell, NC's thirty-to-eighty-nine-day share was 2.9% (CFPB county sample). Iredell, NC's ninety-day rate is up 0.2 points on twelve months earlier; the Iredell, NC peak since 2008 was 4.2% in January 2012; North Carolina overall reads 0.9%.

Iredell County, NC has 7 watched banks; 7 Iredell, NC banks sit in an elevated band. Iredell, NC footprints: Truist Bank (4 branches, stress 62) in Iredell, NC; Bank Of America Na (3 branches, stress 71) in Iredell, NC; First-Citizens Bank&Trust Co (2 branches, stress 71) in Iredell, NC.

HUD lists 20 assisted multifamily properties in Iredell County, NC with 1,701 units; 335 Iredell, NC units are assisted, 5 Iredell, NC properties under project-based Section 8.

7,855 of the 84,199 housing units in Iredell, NC sit vacant. Iredell County, NC permitted 64 multifamily units in twelve months; Iredell, NC's one-to-four unit structures added 1,406 units in Iredell County, NC.