Rowan County, NC: Foreclosures, Tax Liens & Distressed Properties

Rowan County, NC, North Carolina: 20 ZIP codes scored, Rowan County, NC averaging 25/100 (low, Rowan, NC), from 22 to 39. Rowan County, NC is in its peak phase (Rowan, NC confidence 16/100): Rowan, NC home prices up 1.0% (Rowan, NC) over twelve months. Rowan County, NC lender headwind: 0/100.

Highest-scoring Rowan County, NC ZIPs: 28036 (39/100), 28083 (33/100), 28081 (30/100), 28115 (28/100), 28071 (27/100), 28127 (27/100). Also scored in Rowan County, NC: 28138, 28137, 27013, 27054, 28023, 28039, 28041, 28072, 28088, 28125.

Across Rowan County, NC's scored ZIPs: median home value $278,356, household income $74,293, 11.6% vacancy, 20.1% poverty, 74% owner-occupied, median age 41.7.

Rowan County, NC insurance distress 46/100 (#1,210 in the US); FEMA hazard 90/100 for Rowan, NC; 8 federal disaster declarations in Rowan County, NC since 2023; Rowan, NC construction distress 6/100.

13 banks with 25 branches lend in Rowan County, NC; Rowan, NC weighted bank stress 45/100, highest 71/100 in Rowan, NC.

Rowan County, NC unemployment 3.6% (Rowan, NC -0.1 pts, six months); 1,365 new housing units permitted in Rowan County, NC over twelve months, Rowan, NC up 73% from 787; Rowan, NC home prices +11.9% a year (Rowan, NC) over three years.

64,975 housing units in Rowan County, NC; 16,610 Rowan, NC renter households; 41% of Rowan, NC renters spend 30%+ of income on rent, 24% (Rowan, NC) half or more.

Rowan County, NC ranks #2,371 nationally on the opportunity index (Rowan, NC, among all ranked counties); Rowan, NC scores 26.4/100 and Rowan, NC sits #96 inside North Carolina. Rowan, NC is in the weak opportunity phase; Rowan, NC's primary driver is vacancy, Rowan, NC second driver bank institutional; Rowan, NC moved up 485 places. 20 short-sale listings across Rowan, NC; 96 days on market observed in Rowan, NC; 10.2% vacancy over 20 Rowan, NC ZIPs.

0.7% of Rowan County, NC mortgages were ninety-plus days late in December 2025; Rowan, NC's thirty-to-eighty-nine-day share was 3.7% (CFPB county sample). Rowan, NC's ninety-day rate is up 0.4 points on twelve months earlier; the Rowan, NC peak since 2008 was 4.5% in March 2010; North Carolina overall reads 0.9%.

Rowan County, NC has 5 watched banks; 5 Rowan, NC banks sit in an elevated band. Rowan, NC footprints: Farmers&Merchants Bank (9 branches, stress 22) in Rowan, NC; Truist Bank (2 branches, stress 62) in Rowan, NC; Bank Of America Na (1 branch, stress 71) in Rowan, NC.

HUD lists 11 assisted multifamily properties in Rowan County, NC with 732 units; 216 Rowan, NC units are assisted, 3 Rowan, NC properties under project-based Section 8.

6,076 of the 64,975 housing units in Rowan, NC sit vacant. Rowan County, NC permitted 317 multifamily units in twelve months; Rowan, NC's one-to-four unit structures added 1,048 units in Rowan County, NC.