ZIP 28138 Property Distress & Foreclosure Data

In Rowan County, North Carolina, ZIP 28138 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 59 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (59/100), institutional ownership (55/100), construction/permit lag (43/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), climate & FEMA risk (84/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 22% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $216,100 (3.2× income, relatively affordable). The poverty rate is 11.0%. There are about 4,342 housing units across 28138. 69% of housing is owner-occupied. Around 20% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Vacancy runs 4.8%. At $64,032, median income runs below typical U.S. levels. 9,795 residents call 28138 home, typically aged 42. Rent burden reaches 36% of tenant households.

Overall, 28138 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.