Cabarrus County, NC: Foreclosures, Tax Liens & Distressed Properties

Cabarrus County, NC, North Carolina: 16 ZIP codes scored, Cabarrus County, NC averaging 35/100 (moderate, Cabarrus, NC), from 25 to 41. Cabarrus County, NC is in its peak phase (Cabarrus, NC confidence 16/100): Cabarrus, NC home prices up 1.0% (Cabarrus, NC) over twelve months. Cabarrus County, NC lender headwind: 40/100.

Highest-scoring Cabarrus County, NC ZIPs: 28078 (41/100), 28213 (41/100), 28215 (41/100), 28262 (41/100), 28269 (41/100), 28036 (39/100). Also scored in Cabarrus County, NC: 28025, 28027, 28075, 28107, 28124, 28083, 28097, 28081, 28071, 28138.

Across Cabarrus County, NC's scored ZIPs: median home value $348,275, household income $84,790, 9.5% vacancy, 9.9% poverty, 71% owner-occupied, median age 38.3.

Cabarrus County, NC insurance distress 85/100 (#224 in the US); FEMA hazard 90/100 for Cabarrus, NC; 8 federal disaster declarations in Cabarrus County, NC since 2023; 18 Cabarrus, NC NFIP flood claims, $220K paid; Cabarrus, NC construction distress 66/100.

12 banks with 34 branches lend in Cabarrus County, NC; Cabarrus, NC weighted bank stress 60/100, highest 71/100 in Cabarrus, NC.

Cabarrus County, NC unemployment 3.5% (Cabarrus, NC -0.3 pts, six months); 1,799 new housing units permitted in Cabarrus County, NC over twelve months, Cabarrus, NC down 20% from 2,238; Cabarrus, NC home prices +11.5% a year (Cabarrus, NC) over three years.

93,691 housing units in Cabarrus County, NC; 22,397 Cabarrus, NC renter households; 48% of Cabarrus, NC renters spend 30%+ of income on rent, 21% (Cabarrus, NC) half or more.

Cabarrus County, NC ranks #722 nationally on the opportunity index (Cabarrus, NC, among all ranked counties); Cabarrus, NC scores 32.3/100 and Cabarrus, NC sits #35 inside North Carolina. Cabarrus, NC is in the watchlist opportunity phase; Cabarrus, NC's primary driver is construction, Cabarrus, NC second driver vacancy; Cabarrus, NC moved up 189 places. 44 short-sale listings across Cabarrus, NC; 87 days on market observed in Cabarrus, NC; 11.3% vacancy over 16 Cabarrus, NC ZIPs.

1.1% of Cabarrus County, NC mortgages were ninety-plus days late in December 2025; Cabarrus, NC's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Cabarrus, NC's ninety-day rate is up 0.4 points on twelve months earlier; the Cabarrus, NC peak since 2008 was 5.2% in November 2011; North Carolina overall reads 0.9%.

Cabarrus County, NC has 6 watched banks; 6 Cabarrus, NC banks sit in an elevated band. Cabarrus, NC footprints: Truist Bank (5 branches, stress 62) in Cabarrus, NC; Bank Of America Na (3 branches, stress 71) in Cabarrus, NC; First-Citizens Bank&Trust Co (2 branches, stress 71) in Cabarrus, NC.

HUD lists 15 assisted multifamily properties in Cabarrus County, NC with 1,463 units; 319 Cabarrus, NC units are assisted, 3 Cabarrus, NC properties under project-based Section 8.

9,445 of the 93,691 housing units in Cabarrus, NC sit vacant. Cabarrus County, NC permitted 292 multifamily units in twelve months; Cabarrus, NC's one-to-four unit structures added 1,507 units in Cabarrus County, NC.