Union County, NC: Foreclosures, Tax Liens & Distressed Properties

Union County, North Carolina sits inside DLRadar's nationwide distress index, built entirely from public records. Bank/credit headwind for the county is 44 on a 0–100 scale, a moderate reading. Coverage runs to 12 ZIPs across Union County, a moderate 34/100 average. Individual Union County ZIPs score between 20 and 41 on the 0–100 composite.

The county market is in a peak phase: home prices rose 1.0% over the past year, at 16/100 phase confidence. This late in the run, the average masks the outliers leaving the wins in individual deals.

With Union County flat at +1.0% YoY (16/100 confidence), opportunity is parcel-specific — target the few ZIPs carrying distress. A mid-cycle 44/100 lender reading means a blend the ZIP scores sort out.

The sharpest Union County readings come from 28105 (41/100), 28227 (41/100), 28107 (37/100), 28079 (33/100), 28104 (33/100), 28108 (33/100) — open any for the parcel detail. Also scored across the county: 28110, 28112, 28173, 28174, 28103, 28133.

On the housing-and-income side, the ZIPs DLRadar tracks across Union County report 7.7% of households below the poverty line, 79% owner-occupancy, incomes around $100,579, typical home values near $364,218, vacancy near 10.3%, a median age of 39. These fundamentals set up the supply of motivated sellers and the speed of resale.

All in at 34/100 over 12 ZIPs, distress here is parcel-specific — work it parcel by parcel. Subscribers get each Union County parcel's owner, mailing address, APN, its own score, the lender behind it and an exit read.

Whether Union County, North Carolina carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Union County can be compared directly against any county in the country.

Union County, North Carolina is best worked from the top of the score down; blanket outreach across Union County dilutes effort that the ZIP-level numbers would have focused. The Union County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

Drilling in, Union County's highest-scoring ZIPs are 28105 (41/100), 28227 (41/100), 28107 (37/100), 28079 (33/100), 28104 (33/100), 28108 (33/100). DLRadar also scores 28110, 28112, 28173, 28174, 28103, 28133 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Union County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.