ZIP 28098 Foreclosure, Tax-Lien & Distress Report
Gaston County, North Carolina · Affordable market
Gaston County, North Carolina's ZIP 28098 registers 31/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (86/100), climate & FEMA risk (85/100), FEMA disaster exposure (77/100). Latent structural risk is 69/100 while live distress already moving reads 7/100. The pressure is most legible in structural risk (69/100), institutional ownership (60/100), construction/permit lag (46/100). mortgage stress (25/100) stay muted.
The peak-phase market in 28098 posted values that rose 1.0% over the year, and 20% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $51,879, median income runs below typical U.S. levels. The poverty rate is 19.0% — high, a tax-stress and distress correlate. 3,746 residents call 28098 home, typically aged 41. The demographic-stress sub-score lands at 29/100. A median home runs $201,500 here, or 3.0 times local income. 75% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 3.0%. Rent burden reaches 32% of tenant households. The ZIP holds roughly 1,887 housing units.
Net-net, 28098 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 28098 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 28098 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 28098 shows blanks, not estimates, wherever the record is sparse.
The 31/100 for 28098 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 28098 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 28098
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 28098 distress snapshot
Current distress, phase, housing and lender-pressure figures for 28098, drawn from the same report attached to each property.
Gaston County ZIPs near 28098
Nearest ZIP codes to 28098
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 28098
Further distress data across Gaston County, North Carolina at ZIP, county and state level.
Open the complete 28098 acquisition file
Every distressed parcel in 28098 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology