ZIP 28098 Property Distress & Foreclosure Data

In Gaston County, North Carolina, ZIP 28098 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (88/100), flood (NFIP) exposure (86/100), climate & FEMA risk (85/100)). On the structural side it scores 69/100, with 7/100 of stress already active. Its standout signals are structural risk (69/100), institutional ownership (66/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (25/100).

The peak-phase market in 28098 posted values that rose 3.2% over the year, and 20% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $51,879 — below the roughly $78,000 national figure. Roughly 19.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 3,746 with a median age of 41. On demographic stress specifically, 28098 scores 29/100. A median home runs $201,500 here, or 3.0 times local income. The tenure split is 75% owner-occupied to 25% rented. About 17% have a four-year degree. The vacancy rate is 3.0%. Around 32% of renters are cost-burdened. The ZIP holds roughly 1,887 housing units.

On balance 28098 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.