ZIP 28690 Property Distress & Foreclosure Data

Burke County, North Carolina's ZIP 28690 registers 30/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100), climate & FEMA risk (68/100). The latent-versus-live split is 66/100 structural and 8/100 already moving. The most distinctive pressure shows up in institutional ownership (69/100), structural risk (66/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (26/100) stay muted.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 23% higher over three years (phase confidence 50/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,801 housing units. The vacancy rate is 7.2%. At $67,974, median income runs below typical U.S. levels. 9,294 residents call 28690 home, typically aged 52. Around 22% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. The poverty rate is 8.7%. The demographic-stress sub-score lands at 23/100. The typical home is worth about $211,300 (2.7× income, relatively affordable). 81% of housing is owner-occupied.

Overall, 28690 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.