Burke County, NC: Foreclosures, Tax Liens & Distressed Properties

Burke County, NC, North Carolina: 17 ZIP codes scored, Burke County, NC averaging 28/100 (low, Burke, NC), from 23 to 31. Burke County, NC is in its peak phase (Burke, NC confidence 19/100): Burke, NC home prices up 2.3% (Burke, NC) over twelve months. Burke County, NC lender headwind: 49/100.

Highest-scoring Burke County, NC ZIPs: 28090 (31/100), 28168 (30/100), 28602 (30/100), 28645 (30/100), 28667 (30/100), 28601 (29/100). Also scored in Burke County, NC: 28761, 28612, 28619, 28628, 28637, 28641, 28655, 28666, 28671, 28690.

Across Burke County, NC's scored ZIPs: median home value $203,079, household income $58,039, 12.6% vacancy, 21.0% poverty, 68% owner-occupied, median age 46.2.

Burke County, NC insurance distress 86/100 (#199 in the US); FEMA hazard 78/100 for Burke, NC; 6 federal disaster declarations in Burke County, NC since 2023; 71 Burke, NC NFIP flood claims, $9.0M paid; Burke, NC construction distress 16/100.

7 banks with 10 branches lend in Burke County, NC; Burke, NC weighted bank stress 64/100, highest 71/100 in Burke, NC.

Burke County, NC unemployment 3.4% (Burke, NC -0.2 pts, six months); 565 new housing units permitted in Burke County, NC over twelve months, Burke, NC up 35% from 417; Burke, NC home prices +11.3% a year (Burke, NC) over three years.

40,358 housing units in Burke County, NC; 9,050 Burke, NC renter households; 33% of Burke, NC renters spend 30%+ of income on rent, 18% (Burke, NC) half or more.

Burke County, NC ranks #1,162 nationally on the opportunity index (Burke, NC, among all ranked counties); Burke, NC scores 30.6/100 and Burke, NC sits #61 inside North Carolina. Burke, NC is in the watchlist opportunity phase; Burke, NC's primary driver is bank institutional, Burke, NC second driver vacancy; Burke, NC moved up 845 places. 19 short-sale listings across Burke, NC; 104 days on market observed in Burke, NC; 10.4% vacancy over 17 Burke, NC ZIPs.

No CFPB county sample covers Burke County, NC. The metro area reading for Burke, NC (Hickory-Lenoir-Morganton, NC): 1.7% ninety-plus days late; Burke, NC's thirty-to-eighty-nine share is 3.4% (Burke, NC, December 2025 data); North Carolina overall 0.9%.

Burke County, NC has 4 watched banks; 4 Burke, NC banks sit in an elevated band. Burke, NC footprints: First-Citizens Bank&Trust Co (2 branches, stress 71) in Burke, NC; Truist Bank (2 branches, stress 62) in Burke, NC; Bank Of America Na (1 branch, stress 71) in Burke, NC.

HUD lists 8 assisted multifamily properties in Burke County, NC with 161 units; 114 Burke, NC units are assisted, 3 Burke, NC properties under project-based Section 8.

4,052 of the 40,358 housing units in Burke, NC sit vacant. Burke County, NC permitted 95 multifamily units in twelve months; Burke, NC's one-to-four unit structures added 470 units in Burke County, NC.