ZIP 28619 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 28619 (Burke County, North Carolina) returns a low composite of 28/100. Environmental exposure also runs high (flood (NFIP) exposure (97/100), FEMA disaster exposure (84/100), climate & FEMA risk (68/100)). What sets it apart are the readings on institutional ownership (67/100), structural risk (62/100), mortgage stress (26/100). By contrast, mortgage stress (26/100) and construction/permit lag (22/100) register low. The split runs 62/100 structural to 8/100 active on the ground.

The peak-phase market in 28619 posted values that rose 2.3% over the year (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.2%. The typical home is worth about $198,600 (5.0× income). The tenure split is 43% owner-occupied to 57% rented. About 9% have a four-year degree. Rent burden reaches 42% of tenant households. DLRadar's demographic-stress index for the area reads 38/100. Population is roughly 457 with a median age of 57. The ZIP holds roughly 227 housing units. Median household income is $40,000, below the U.S. median near $78,000. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 28619 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 28619 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 28619 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 28619 stays directly comparable to neighboring ZIPs and the rest of Burke County, North Carolina. Every figure is auditable to a public dataset and refreshed on ingest; 28619 shows blanks, not estimates, wherever the record is sparse.

Behind 28619's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 28619 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.