ZIP 28646 Foreclosure, Tax-Lien & Distress Report
Avery County, North Carolina · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 28646 in Avery County, North Carolina comes in at 22, a low composite-distress reading. The split runs 50/100 structural to 10/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (98/100), FEMA disaster exposure (84/100). Its standout signals are institutional ownership (67/100), structural risk (50/100), mortgage stress (35/100). On the quiet end sit mortgage stress (35/100).
The market reads peak — home values rose 2.8% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Population is roughly 544 with a median age of 59. Households earn a median $73,868 — near the roughly $78,000 national figure. The typical home is worth about $371,300 (5.3× income). The vacancy rate is 78.8% — elevated. The ZIP holds roughly 1,043 housing units. Educational attainment sits at 30% bachelor's-or-above. Around 0% of renters are cost-burdened. The poverty rate is 0.2% — low. 82% of housing is owner-occupied. On demographic stress specifically, 28646 scores 33/100.
On the whole, 28646 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 28646 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 28646 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 28646 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 28646's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 28646 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 28646
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
28646 at a glance
A live read on 28646: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 28646
Every distressed parcel in 28646 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology