ZIP 28749 Foreclosure, Tax-Lien & Distress Report
Mcdowell County, North Carolina · High Vacancy market
In Mcdowell County, North Carolina, ZIP 28749 scores 28 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 63/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (96/100), FEMA disaster exposure (77/100). Its heaviest discrete signals: institutional ownership (67/100), structural risk (63/100), construction/permit lag (52/100).
The market reads peak — home values rose 2.2% year on year (phase confidence 19/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
0.0% of residents fall below the poverty threshold. Educational attainment sits at 48% bachelor's-or-above. The vacancy rate is 39.2% — elevated. The tenure split is 100% owner-occupied to 0% rented. There are about 33 housing units across 28749. About 94 people live here. DLRadar's demographic-stress index for the area reads 54/100.
Taken together, 28749 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 28749 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 28749 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 28749, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 28/100 figure for 28749 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28749 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 28749
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 28749 by the numbers
The live 28749 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Mcdowell County ZIP codes
Nearest ZIP codes to 28749
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Mcdowell County, North Carolina
Keep going: ZIP, county and state distress coverage for Mcdowell County, North Carolina.
Unlock the full ZIP 28749 acquisition report
Open 28749 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology