ZIP 28714 Property Distress & Foreclosure Data

In Yancey County, North Carolina, ZIP 28714 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 60 and live distress 9 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (97/100), FEMA disaster exposure (88/100). Its standout signals are institutional ownership (69/100), structural risk (60/100), construction/permit lag (47/100). mortgage stress (30/100) stay muted.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 30% higher over three years, at 30/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

77% of housing is owner-occupied. The typical home is worth about $236,600 (3.8× income, relatively affordable). The demographic-stress sub-score lands at 31/100. At $56,551, median income runs below typical U.S. levels. Vacancy runs 26.3%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 14.3%. There are about 9,554 housing units across 28714. Rent burden reaches 27% of tenant households. 16,621 residents call 28714 home, typically aged 47. Around 24% of adults hold a bachelor's degree or higher.

Taken together, 28714 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.