ZIP 28754 Foreclosure, Tax-Lien & Distress Report

Madison County, North Carolina's ZIP 28754 registers 27/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), FEMA disaster exposure (84/100). Its standout signals are construction/permit lag (72/100), institutional ownership (67/100), structural risk (63/100). mortgage stress (29/100) stay muted. Structurally it carries 63/100, against 9/100 of stress already in motion.

The market reads peak — home values rose 0.9% year on year, and 10% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 9,897 people live here, median age 40. A median home runs $296,700 here, or 4.2 times local income. 12.4% of residents fall below the poverty threshold. Around 29% of renters are cost-burdened. Owners hold 76% of homes, renters 24%. The vacancy rate is 23.6% — elevated. Around 32% of adults hold a bachelor's degree or higher. There are about 4,562 housing units across 28754. On demographic stress specifically, 28754 scores 32/100. At $68,750, median income runs near typical U.S. levels.

Taken together, 28754 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28754 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 28754's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 28754, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 28754 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 28754 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.