ZIP 37657 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 37657 in Unicoi County, Tennessee comes in at 19, a low composite-distress reading. The latent-versus-live split is 44/100 structural and 7/100 already moving. The most distinctive pressure shows up in institutional ownership (68/100), structural risk (44/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (89/100).

Prices here sit in a neutral phase: values rose 4.2% over the trailing year (phase confidence 31/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $190,600 here, or 3.0 times local income. The ZIP holds roughly 551 housing units. The vacancy rate is 25.1% — elevated. Median household income is $71,581, near the U.S. median near $78,000. The poverty rate is 3.4% — low. Around 28% of adults hold a bachelor's degree or higher. Population is roughly 839 with a median age of 44. Rent burden reaches 0% of tenant households. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 37657 scores 21/100.

Taken together, 37657 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 37657 at the moment; the composite and its components are still built from verifiable public records.

The 37657 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 37657 stays directly comparable to neighboring ZIPs and the rest of Unicoi County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 37657 shows blanks, not estimates, wherever the record is sparse.

Behind 37657's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 37657 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.