ZIP 37650 Property Distress & Foreclosure Data

ZIP code 37650 in Unicoi County, Tennessee carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (65/100), institutional ownership (64/100), structural risk (55/100). On the quiet end sit mortgage stress (24/100). On the structural side it scores 55/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (91/100), FEMA disaster exposure (81/100)).

The peak-phase market in 37650 posted values that rose 4.0% over the year, and 28% higher over three years (phase confidence 47/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $49,671 — below the roughly $78,000 national figure. The ZIP holds roughly 6,000 housing units. Roughly 14.5% live below the poverty line. Around 42% of renters are cost-burdened. Population is roughly 13,109 with a median age of 42. On demographic stress specifically, 37650 scores 31/100. About 17% have a four-year degree. A median home runs $168,100 here, or 3.1 times local income. The tenure split is 74% owner-occupied to 26% rented. The vacancy rate is 12.7% — elevated.

On the whole, 37650 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.