Unicoi County, TN: Foreclosures, Tax Liens & Distressed Properties

Unicoi County, TN, Tennessee: 6 ZIP codes scored, Unicoi County, TN averaging 26/100 (low, Unicoi, TN), from 20 to 32. Unicoi County, TN is in its neutral phase (Unicoi, TN confidence 31/100): Unicoi, TN home prices up 4.2% (Unicoi, TN) over twelve months. Unicoi County, TN lender headwind: 82/100.

Highest-scoring Unicoi County, TN ZIPs: 37601 (32/100), 37643 (29/100), 37658 (29/100), 37650 (23/100), 37657 (20/100), 37692 (20/100).

Across Unicoi County, TN's scored ZIPs: median home value $180,817, household income $49,687, 12.3% vacancy, 15.0% poverty, 73% owner-occupied, median age 45.5.

Unicoi County, TN insurance distress 87/100 (#177 in the US); FEMA hazard 84/100 for Unicoi, TN; 10 federal disaster declarations in Unicoi County, TN since 2023; 18 Unicoi, TN NFIP flood claims, $1.0M paid; Unicoi, TN construction distress 46/100.

2 banks with 3 branches lend in Unicoi County, TN; Unicoi, TN weighted bank stress 35/100, highest 59/100 in Unicoi, TN.

Unicoi County, TN unemployment 3.6% (Unicoi, TN -0.8 pts, six months); 25 new housing units permitted in Unicoi County, TN over twelve months, Unicoi, TN up 14% from 22; Unicoi, TN home prices +14.3% a year (Unicoi, TN) over three years.

8,749 housing units in Unicoi County, TN; 2,125 Unicoi, TN renter households; 41% of Unicoi, TN renters spend 30%+ of income on rent, 17% (Unicoi, TN) half or more.

Unicoi County, TN ranks #1,445 nationally on the opportunity index (Unicoi, TN, among all ranked counties); Unicoi, TN scores 29.6/100 and Unicoi, TN sits #38 inside Tennessee. Unicoi, TN is in the early_signal opportunity phase; Unicoi, TN's primary driver is construction, Unicoi, TN second driver vacancy; Unicoi, TN moved up 33 places. 114 days on market observed in Unicoi, TN; 11.0% vacancy over 6 Unicoi, TN ZIPs.

No CFPB county sample covers Unicoi County, TN. The metro area reading for Unicoi, TN (Johnson City, TN): 0.7% ninety-plus days late; Unicoi, TN's thirty-to-eighty-nine share is 2.7% (Unicoi, TN, December 2025 data); Tennessee overall 0.9%.

Unicoi County, TN has 1 watched bank; 1 Unicoi, TN bank sits in an elevated band. Unicoi, TN footprints: Bank Of Tennessee (1 branch, stress 59) in Unicoi, TN.

HUD lists 1 assisted multifamily property in Unicoi County, TN with 50 units; 50 Unicoi, TN units are assisted, 1 Unicoi, TN properties under project-based Section 8.

954 of the 8,749 housing units in Unicoi, TN sit vacant. Unicoi County, TN permitted 0 multifamily units in twelve months; Unicoi, TN's one-to-four unit structures added 25 units in Unicoi County, TN.