ZIP 37658 Property Distress & Foreclosure Data

Composite property distress in 37658 (Carter County, Tennessee) lands at 29/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), FEMA disaster exposure (81/100). On the structural side it scores 66/100, with 8/100 of stress already active. The sharpest non-environmental signals are structural risk (66/100), institutional ownership (65/100), construction/permit lag (55/100). By contrast, mortgage stress (25/100) register low.

The market reads peak — home values rose 4.0% year on year, and 54% higher over three years (phase confidence 47/100). Topping markets hide individual distress behind strong averages.

22.2% of residents fall below the poverty threshold. Around 54% of renters are cost-burdened. Median household income is $36,853, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. About 3,637 people live here, median age 50. The vacancy rate is 12.8% — elevated. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 34/100. Home values center near $110,800, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 1,909 housing units.

Net-net, 37658 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.