ZIP 37658 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 37658 in Carter County, Tennessee comes in at 30, a moderate composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), FEMA disaster exposure (89/100). Structural risk reads 68/100 against active distress of 8/100. Its heaviest discrete signals: institutional ownership (69/100), structural risk (68/100), construction/permit lag (56/100). mortgage stress (25/100) stay muted.

The neutral-phase market in 37658 posted values that rose 4.2% over the year, and 54% higher over three years (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 22.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 54% of renters are cost-burdened. Households earn a median $36,853 — below the roughly $78,000 national figure. About 14% have a four-year degree. 3,637 residents call 37658 home, typically aged 50. Vacancy runs 12.8%, above the national norm and a classic distress-and-opportunity signal. 79% of housing is owner-occupied. On demographic stress specifically, 37658 scores 34/100. A median home runs $110,800 here, or 3.1 times local income. The ZIP holds roughly 1,909 housing units.

Taken together, 37658 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 37658 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 37658's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 37658 reflects the current record instead of a stale or modeled snapshot.

37658's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 37658 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.