ZIP 28748 Property Distress & Foreclosure Data

Composite property distress in 28748 (Buncombe County, North Carolina) lands at 38/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (93/100), structural risk (86/100), institutional ownership (69/100). By contrast, mortgage stress (29/100) register low. On the structural side it scores 86/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (99/100), FEMA disaster exposure (88/100), climate & FEMA risk (83/100).

The market reads contraction — home values fell 0.9% year on year, and 20% higher over three years (phase confidence 49/100). A cooling market tends to open discount-to-value windows.

Median household income is $65,269, below the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. About 12,922 people live here, median age 39. Around 18% of renters are cost-burdened. The ZIP holds roughly 4,858 housing units. Educational attainment sits at 23% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $308,500, an affordability ratio of 4.6×. 11.4% of residents fall below the poverty threshold. The vacancy rate is 13.5% — elevated.

Net-net, 28748 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.