ZIP 28748 Foreclosure, Tax-Lien & Distress Report
Buncombe County, North Carolina · High Vacancy market
ZIP 28748's composite property-distress score is 28/100 - DLRadar classes that as low for Buncombe County, North Carolina. The pressure is most legible in institutional ownership (67/100), structural risk (62/100), mortgage stress (29/100). By contrast, mortgage stress (29/100) register low. Structurally it carries 62/100, against 9/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (99/100), FEMA disaster exposure (84/100), climate & FEMA risk (83/100).
Prices here sit in a peak phase: values rose 0.8% over the trailing year, and 20% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $65,269 — below the roughly $78,000 national figure. Owners hold 75% of homes, renters 25%. 12,922 residents call 28748 home, typically aged 39. Around 18% of renters are cost-burdened. The ZIP holds roughly 4,858 housing units. Educational attainment sits at 23% bachelor's-or-above. On demographic stress specifically, 28748 scores 32/100. Home values center near $308,500, an affordability ratio of 4.6×. The poverty rate is 11.4%. The vacancy rate is 13.5% — elevated.
Taken together, 28748 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 28748 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 28748 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 28748 reflects the current record instead of a stale or modeled snapshot.
The 28/100 figure for 28748 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 28748 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 28748 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 28748 distress snapshot
The live 28748 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Buncombe County ZIPs near 28748
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Deterministic scoring, sourced entirely from public data · methodology